19 Cornelia St, Freeport, FL 32439 Property Records

Walton County property record for 19 Cornelia St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 2017
Lot Size	0.116 acres (5,053 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (Jan 2021)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Jan 2021 Sale & Line of Credit Jan 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-0960`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-0960`
Alternative APNs	`17-119-23090-000-0960` `1028471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,772 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	113 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	388 sqft
Porch	Finished/Open Porch
Porch Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19 CORNELIA ST
City	FREEPORT
State	FL
Zip	32439-7629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 96 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2908-3748 OR 3058-4160 OR 3178-3932 OR 3358-32
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	9
Legal Lot Number	96
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2033
Census Tract	950502

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3858 SUMMER AVE, MEMPHIS, TN 38122-5210
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Warranty Deed, Transfer · Line of Credit FIRST CAPITAL BANK
Jan 14, 2021	Warranty Deed, Transfer · Line of Credit FIRST CAPITAL BANK
Dec 1, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	20212125
Deed Book / Page	3178 / 3932
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 14, 2021
Property Address	19 CORNELIA ST, FREEPORT, FL 32439-7629
Document Number	0031783932
Book / Page	3178 / 3932
Map Reference	MB 18 PG 20,20A-20C
Instrument Date	Jan 14, 2021
Instrument	20210002125
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CORNELIA ST, 19, FREEPORT, FL 32439-7629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CORNELIA ST, FREEPORT, FL 32439-7629

Mortgage

Document Number	0031783934
Date	Jan 14, 2021
Instrument	3178/3934

Lender

Name	FIRST CAPITAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 14, 2021
Property Address	19 CORNELIA ST, FREEPORT, FL 32439-7629
Document Number	0031783932
Book / Page	3178 / 3932
Map Reference	MB 18 PG 20,20A-20C
Instrument Date	Jan 14, 2021
Instrument	20210002125
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CORNELIA ST, 19, FREEPORT, FL 32439-7629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CORNELIA ST, FREEPORT, FL 32439-7629

Mortgage

Document Number	31783934
Date	Jan 14, 2021
Instrument	3178/3934

Lender

Name	FIRST CAPITAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2026

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 1, 2017
Property Address	19 CORNELIA ST, FREEPORT, FL 32439-7629
Document Number	0030584160
Book / Page	3058 / 4160
Map Reference	MB18 PG20,20A-20C
Instrument Date	Nov 30, 2017
Instrument	2017000039470
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 VCORENELIA ST, FREEPORT, FL 32439

Mortgage

Document Number	2017000039471
Date	Dec 1, 2017
Instrument	2017000039471

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00 (-2.4%)	$296,350 (-4.92%) Land $50,000 Building $246,350	$296,350 (-4.92%) Land $50,000 Building $246,350
2024	$3,881.00 (-6.26%)
2023	$4,140.00 (+12.1%)	$311,677 (+10.06%) Land $42,178 Building $269,499	$311,677 (+10.06%) Land $42,178 Building $269,499
2022	$3,693.00	$283,176 Land $46,818 Building $236,358	$283,176 Land $46,818 Building $236,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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