43 Cornelia St, Freeport, FL 32439 Property Records

Walton County property record for 43 Cornelia St, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 2017
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on File
Last Sale	$175,300 (Dec 2017)
Tax Bill	$3,339 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-0990`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-0990`
Alternative APN	`1028474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Living Area
Gross Area	2,213 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	11.3 ft deep x 4.5 ft wide
Garage Type	Finished
Garage Area	399 sqft
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028474
Street Address	43 CORNELIA ST
City	FREEPORT
State	FL
Zip	32439-7629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 SCHOONER LANDING AT HAMMOCK BAY PB 18 PG 20 OR 2908-3748 OR 3061-445
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SCHOONER LANDING AT HAMMOCK
Legal Lot Number	99
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2033
Census Tract	950502

Owner

Source: Walton County records · APN 17-1S-19-23090-000-0990

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 CORNELIA ST, FREEPORT, FL 32439-7629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	2017000042422
Deed Book / Page	3061 / 0445
Record Updated	Jun 08, 2026

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2017
Property Address	43 CORNELIA ST, FREEPORT, FL 32439-7629
Document Number	0030610445
Book / Page	3061 / 0445
Map Reference	MB18 PG20,20A-20C
Instrument Date	Dec 27, 2017
Instrument	2017000042422
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 COMELIA ST, FREEPORT, FL 32439

Mortgage

Document Number	2017000042423
Date	Dec 28, 2017
Instrument	2017000042423

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,715 (-4.92%) Land $50,000 Building $246,715	$296,715 (-4.92%) Land $50,000 Building $246,715
2024	$3,339.00 (-2.28%)
2023	$3,417.00 (+11.45%)	$312,078 (+10.07%) Land $42,178 Building $269,900	$312,078 (+10.07%) Land $42,178 Building $269,900
2022	$3,066.00	$283,527 Land $46,818 Building $236,709	$283,527 Land $46,818 Building $236,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 1,031 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	1,000 / 1,000
Wildstar Networks	Fixed Wireless	200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.