Middlesex County and North Reading Town property record for 19 Cold Spring Rd, North Reading, MA 01864 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,383 sqft · built 1948 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,040,000 (Jul 2025) |
| Tax Bill | $12,534 (2025) |
| Deeds & Mortgages | Jul 2025 Sale Jul 2025 Sale & Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:05-P:050 |
| Primary APN | M:05-P:050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,383 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 19 COLD SPRING RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 50.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 330202 |
Source: Middlesex County and North Reading Town records · APN M:05-P:050
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 22, 2025 | Quit Claim Deed, Transfer |
| Jul 22, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO |
| Mar 03, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK |
| Mar 03, 2023 | Quit Claim Deed, Transfer |
| Feb 07, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2021 | Quit Claim Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on Record |
| Deed Sale | Jul 22, 2025 · Amount on Record |
| Prior Sale | Jul 22, 2025 · Amount on Record |
| Deed Book / Page | 39400 / 78 |
| Prior Transfer Date | Jan 07, 2025 |
| Prior Transfer Doc | 083657-370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Jul 22, 2025 |
| Property Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 084392-356 |
| Book / Page | 84392 / 356 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 85938 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Recording Date | Jul 22, 2025 |
| Property Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 0039400-78 |
| Book / Page | 39400 / 78 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 202500085938 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 202500022597 |
|---|---|
| Date | Jul 22, 2025 |
| Instrument | 202500022597 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Mar 03, 2023 |
| Property Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 081298-389 |
| Book / Page | 81298 / 389 |
| Instrument Date | Mar 02, 2023 |
| Instrument | 21736 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000021738 |
|---|---|
| Date | Mar 03, 2023 |
| Instrument | 21738 |
| Name | MORGAN STANLEY PRIVATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Mar 03, 2023 |
| Property Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 037708-140 |
| Book / Page | 37708 / 140 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 6061 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Feb 07, 2022 |
| Property Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 079649-380 |
| Book / Page | 79649 / 380 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 20249 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Aug 10, 2021 |
| Property Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 078442-183 |
| Book / Page | 78442 / 183 |
| Instrument Date | Aug 06, 2021 |
| Instrument | 179349 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 0000179350 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 179350 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,534.00 (+3.07%) | $959,700 (+4.25%) Land $408,700 Building $551,000 |
| 2024 | $12,161.00 (+17.94%) | $920,600 (+24.91%) Land $385,400 Building $535,200 |
| 2023 | $10,311.00 | $737,000 Land $354,000 Building $383,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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