Middlesex County and North Reading Town property record for 15 Cold Spring Rd, North Reading, MA 01864 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1984 |
| Square Footage | 1,746 sqft Living Area |
| Lot Size | 47,916 sqft (1.1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $9,709.00 (2025) |
Source: Middlesex County and North Reading Town records · APN M:05-P:051
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 15 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 29, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| Nov 09, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance EASTERN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2025 |
| Transfer Doc | 0085062-73 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Dec 29, 2025 |
| Property Address | 15 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Number | 0085062-73 |
| Book / Page | 85062 / 73 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 159475 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 15 COLD SPRING RD, NORTH READING, MA 01864-2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 079109-193 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 79109/193 |
| Instrument | 245454 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,709.00 (+6.47%) | $743,400 (+7.69%) Land $407,800 Building $335,600 |
| 2024 | $9,119.00 (+0.66%) | $690,300 (+6.61%) Land $384,500 Building $305,800 |
| 2023 | $9,059.00 | $647,500 Land $353,200 Building $294,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | M:05-P:051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,746 sqft Living Area |
| 1st Floor | 1,747 sqft 1st Floor |
| Basement Area | 1,700 sqft Basement |
| Unfinished Basement | 200 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 47,916 sqft (1.1 acres) |
| Total Buildings | 2 Total Buildings |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 15 COLD SPRING RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 51.0 |
| Jurisdiction | NORTH READING MA |
| Minor Civil Division | NORTH READING |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 330202 |
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