Hamilton County property record for 19 Clay St, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,745 sqft · built 1889 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Aug 2020) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0005-0064-00 |
| Primary APN | 582-0005-0064-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Living Area |
| 1st Floor Area | 904 sqft |
| 2nd Floor Area | 841 sqft |
| Basement Area | 904 sqft |
| Year Built | Built 1889 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 328 sqft |
| Patio Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 19 CLAY ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19 CLAY ST 70 X 125 LOT 61 PT 62 WRIGHT PER COMRS |
| Legal Subdivision | WRIGHTS |
| Legal Lot Number | 61 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 25800 |
19 Clay St is owned and occupied by an individual who bought it in August 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 CLAY ST, CINCINNATI, OH 45217-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Transfer on Death Deed, Transfer |
| Aug 13, 2020 | Grant Deed, Transfer · Conventional with PMI ORION LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on File |
| Deed Sale | Aug 13, 2020 · Amount on File |
| Deed Document Number | 0000080881 |
| Deed Book / Page | 014231 / 002578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 20, 2026 |
| Property Address | 19 CLAY ST, CINCINNATI, OH 45217-1101 |
| Document Number | 0000020730 |
| Book / Page | 15627 / 972 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026-0020730 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 13, 2020 |
| Property Address | 19 CLAY ST, CINCINNATI, OH 45217-1101 |
| Document Number | 0000080881 |
| Book / Page | 014231 / 002578 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 80881 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 770 THE CITY DR S ORANGE CA 928684900, ORANGE, CA 92868-4900 |
| Document Number | 80882 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 014231/002581 |
| Instrument | 80882 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2050 |
The 2025 property tax bill for 19 Clay St was $1,840, up 1.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,840.00 (+1.15%) | $29,050 (-) Land $14,147 Building $14,903 | |
| 2024 | $1,819.00 (-2.05%) | $29,050 (-) Land $14,147 Building $14,903 | |
| 2023 | $1,857.00 (-21.38%) | $29,050 (+0.98%) Land $14,147 Building $14,903 | $83,000 Land $40,420 Building $42,580 |
| 2022 | $2,362.00 | $28,767 Land $11,036 Building $17,731 | |
| 2020 | $82,190 Land $31,530 Building $50,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19 Clay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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