Hamilton County property record for 14 Clay St, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,592 sqft · built 1903 |
| Lot Size | 0.146 acres (6,403 sqft) |
| Owner | Company Name on File |
| Last Sale | $180,000 (Oct 2024) |
| Tax Bill | $3,548 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0005-0050-00 |
| Primary APN | 582-0005-0050-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 824 sqft |
| 2nd Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 824 sqft |
| Year Built | Built 1903 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,403 sqft (0.146 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 228 sqft |
| Patio Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 14 CLAY ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14 CLAY ST 50 X 125 LOT 48 SQ 11 WRIGHT PER COMRS |
| Legal Subdivision | JOHN T WRIGHTS |
| Legal Lot Number | 48 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 25800 |
Source: Hamilton County records · APN 582-0005-0050-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1380 COMPTON RD, CINCINNATI, OH 45231-3560 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 04, 2023 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Oct 31, 2022 | Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on Record |
| Deed Sale | Oct 21, 2024 · Amount on Record |
| Prior Sale | Oct 31, 2022 · Amount on Record |
| Deed Document Number | 0000074213 |
| Deed Book / Page | 15276 / 612 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 14 CLAY ST, CINCINNATI, OH 45217-1102 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000070787 |
|---|---|
| Date | Oct 04, 2023 |
| Book Page | 15014/674 |
| Instrument | 2023-0070787 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 31, 2022 |
| Property Address | 14 CLAY ST, CINCINNATI, OH 45217-1102 |
| Document Number | 0000101869 |
| Book / Page | 14784 / 405 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022-0101869 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,548.00 (+7.61%) | $56,000 (-) Land $9,450 Building $46,550 | |
| 2024 | $3,297.00 (-4.16%) | $56,000 (-) Land $9,450 Building $46,550 | |
| 2023 | $3,440.00 (+87.77%) | $56,000 (+150.9%) Land $9,450 Building $46,550 | $160,000 (+150.9%) Land $27,000 Building $133,000 |
| 2022 | $1,832.00 | $22,320 Land $7,371 Building $14,949 | |
| 2020 | $63,770 Land $21,060 Building $42,710 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 411 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures