Westerly Town property record for 19 Bayberry Rd, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 3 ba · 3,340 sqft · built 1988 |
| Lot Size | 0.539 acres (23,485 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $930,000 (Feb 2019) |
| Tax Bill | $12,861 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:164 B:8 |
| Primary APN | WEST M:164 B:8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,340 sqft Living Area |
| Gross Area | 7,112 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,485 sqft (0.539 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19078940 |
|---|---|
| Street Address | 19 BAYBERRY RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5203 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 8 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 19 BAYBERRY RD, WESTERLY, RI 02891-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 12, 2021 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Feb 15, 2019 | Trustee's Deed, Foreclosure BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Deed Book / Page | 2019 / 2372 |
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 2025-16716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 17, 2025 |
| Property Address | 19 BAYBERRY RD, WESTERLY, RI 02891-5203 |
| Document Number | 2025-16716 |
| Book / Page | 2025 / 16716 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025-4027 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 19 BAYBERRY RD, WESTERLY, RI 02891-5203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021-28447 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2021/28447 |
| Instrument | 2021-6284 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Nov 1, 2028 |
| Index | Other |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Feb 15, 2019 |
| Property Address | 19 BAYBERRY RD, WESTERLY, RI 02891-5203 |
| Document Number | 2019-2372 |
| Book / Page | 002019 / 002372 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 606 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 5, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 CHESHIRE ST #R JAMAICA PLAIN MA 021302248, R, JAMAICA PLAIN, MA 02130-2248 |
| Document Number | 2019-2374 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 002019/002374 |
| Instrument | 607 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,861.00 (-3.69%) | $1,808,800 (+30.31%) Land $918,000 Building $890,800 | $2,207,669 |
| 2023 | $13,354.00 (+0.63%) | $1,388,100 (-) Land $656,600 Building $731,500 | |
| 2022 | $13,270.00 | $1,388,100 Land $656,600 Building $731,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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