Westerly Town property record for 15 Bayberry Rd, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.5 ba · 3,342 sqft · built 2023 |
| Lot Size | 0.539 acres (23,485 sqft) |
| Owner | Trust Name on File |
| Last Sale | $895,000 (Sep 2022) |
| Tax Bill | $12,636 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Sep 2022 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:164 B:10 |
| Primary APN | WEST M:164 B:10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,342 sqft Living Area |
| Gross Area | 6,778 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,485 sqft (0.539 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 19304900 |
|---|---|
| Street Address | 15 BAYBERRY RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5203 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 10 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 51000 |
15 Bayberry Rd, a residential property, is held in a trust since September 2022.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 18 CRESCENT RD, WINCHESTER, MA 01890-2814 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Sep 16, 2022 | Warranty Deed, Transfer |
| Oct 1, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Deed Document Number | 20223961 |
| Deed Book / Page | 2022 / 16386 |
| Prior Transfer Date | Oct 1, 2021 |
| Prior Transfer Doc | 2021-24750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 15 BAYBERRY RD, WESTERLY, RI 02891-5203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022-2117 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 2022/2117 |
| Instrument | 2022-503 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 16, 2022 |
| Property Address | 15 BAYBERRY RD, WESTERLY, RI 02891-5203 |
| Document Number | 2022-16386 |
| Book / Page | 2022 / 16386 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022-3961 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 CRESCENT RD, WINCHESTER, MA 01890-2814 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 1, 2021 |
| Property Address | 15 BAYBERRY RD, WESTERLY, RI 02891-5203 |
| Document Number | 2021-24750 |
| Book / Page | 2021 / 24750 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021-5532 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 FLAGG RD, WEST HARTFORD, CT 06117-2323 |
The 2025 property tax bill for 15 Bayberry Rd was $12,636.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,636.00 | $1,777,200 Land $765,500 Building $1,011,700 | $2,159,316 |
| 2023 | $6,206.00 (+0.63%) | $645,100 (-) Land $481,700 Building $163,400 | |
| 2022 | $6,167.00 | $645,100 Land $481,700 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Bayberry Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Bayberry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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