19 Ashmore Dr, Frankfort, KY 40601 Property Records

Franklin County property record for 19 Ashmore Dr, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Owner	Individual Name on Record
Last Sale	$268,000 (Aug 2026)
Tax Bill	$661 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-44-08-026.00`

Property Details

APN / Parcel Number

Primary APN	`061-44-08-026.00`
Alternative APN	`72955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	72955
Street Address	19 ASHMORE DR
City	FRANKFORT
State	KY
Zip	40601-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTROSE PK BK 3 LTS 10-11
Legal Subdivision	MONTROSE PARK III
Legal Block	3
Legal Lot Number	10
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1019
Census Tract	70601

Owner

Source: Franklin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 ASHMORE DR, FRANKFORT, KY 40601-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer · Conventional Mortgage TRADITIONAL BANK
Sep 5, 2025	Deed, Transfer · Non-Conforming Investor Loan CITY NATIONAL BANK OF WEST VIRGINIA
Jul 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Sep 5, 2025 · Amount on Record
Deed Document Number	2026947533
Deed Book / Page	648 / 395
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	00D595/211
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Aug 14, 2026
Property Address	19 ASHMORE DR, FRANKFORT, KY 40601-2303
Document Number	0000947533
Book / Page	648 / 395
Instrument Date	Aug 7, 2026
Instrument	2026947533
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,068.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ASHMORE DR, FRANKFORT, KY 40601-2303

Mortgage

Document Number	0000947534,
Date	Aug 14, 2026
Instrument	2026947534

Lender

Name	TRADITIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Sep 5, 2025
Property Address	19 ASHMORE DR, FRANKFORT, KY 40601-2303
Document Number	00D640/187
Book / Page	D640 / 187
Map Reference	MB 87 PG 501
Instrument Date	Sep 2, 2025
Instrument	883290
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1329 CHESTWOOD DR, PETERSBURG, KY 41080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E MAIN ST, FRANKFORT, KY 40601-2314

Mortgage

Document Number	0000883291
Date	Sep 5, 2025
Instrument	883291

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	300 Months
Due	Sep 2, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN KY
Recording Date	Jul 31, 2020
Property Address	19 ASHMORE DR, FRANKFORT, KY 40601-2303
Document Number	00D595/211
Book / Page	D595 / 211
Map Reference	MB 87 PG 501
Instrument Date	Jul 17, 2020
Instrument	507993
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	NOT AVAILABLE, JETT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 MYRTLE AVE, 160, FRANKFORT, KY 40601-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ASHMORE DR, FRANKFORT, KY 40601-2303

Mortgage

Document Number	0000507994
Date	Jul 31, 2020
Instrument	507994

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$661.00 (-2.07%)	$145,000 (-) Land $25,000 Building $120,000	$145,000 (-) Land $25,000 Building $120,000
2024	$675.00 (-1.75%)	$145,000 (-)	$145,000 (-)
2023	$687.00 (-0.43%)	$145,000 (-)	$145,000 (-)
2022	$690.00	$145,000	$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (2010–2025)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frankfort Plant Board.

Nearby Properties on Ashmore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures