16 Ashmore Dr, Frankfort, KY 40601 Property Records

Franklin County property record for 16 Ashmore Dr, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	0.123 acres (5,368 sqft)
Owner	Individual Name on Record
Tax Bill	$492 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-44-07-009.00`

Property Details

APN / Parcel Number

Primary APN	`061-44-07-009.00`
Alternative APN	`66106`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,368 sqft (0.123 acres)
Lot Dimensions	104 ft deep x 56 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Attached
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	66106
Street Address	16 ASHMORE DR
City	FRANKFORT
State	KY
Zip	40601-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTROSE PK BK 2 LT 12
Legal Subdivision	MONTROSE PARK
Legal Block	2
Legal Lot Number	12
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1020
Census Tract	70601

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 ASHMORE DR, FRANKFORT, KY 40601-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FSB (FRANKFORT KY
Jul 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (FRANKFORT KY
Jul 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (FRANKFORT KY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 7, 2016
Transfer Doc	D562/100
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	16 ASHMORE DR, FRANKFORT, KY 40601-2304
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ASHMORE DR, FRANKFORT, KY 40601-2304

Mortgage

Document Number	0M1805/633
Date	Feb 2, 2026
Book Page	M1805/633
Instrument	898279

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	16 ASHMORE DR, FRANKFORT, KY 40601-2304
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1495/167
Date	Jul 5, 2019
Book Page	M1495/167
Instrument	491200

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 2, 2029

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	16 ASHMORE DR, FRANKFORT, KY 40601-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1495/156
Date	Jul 5, 2019
Book Page	M1495/156
Instrument	491199

Lender

Name	FIRST FSB (FRANKFORT KY
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$492.00 (-3.72%)	$108,000 (-) Land $18,000 Building $90,000	$108,000 (-) Land $18,000 Building $90,000
2023	$511.00 (-0.58%)	$108,000 (-)	$108,000 (-)
2022	$514.00	$108,000	$108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (2010–2025)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 7 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frankfort Plant Board.

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