Bergen County and Demarest Borough property record for 19 Academy Ln, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 5,351 sqft · built 1994 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,950,000 (May 2026) |
| Tax Bill | $52,269 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00120-0000-00032-02 |
| Primary APN | 09-00120-0000-00032-02 |
|---|---|
| Alternative APN |
|
| Building Area | 5,351 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 204,732 sqft (4.7 acres) |
| Street Address | 19 ACADEMY LN |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.700AC |
| Legal Block | 120 |
| Legal Lot Number | 32.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 ACADEMY LN, DEMAREST, NJ 07627-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CONNECTONE BANK |
| May 13, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CONNECTONE BANK |
| Feb 1, 2017 | Loan Modification, Mortgage ASTORIA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | May 13, 1994 · Amount on Record |
| Deed Document Number | 202632127 |
| Deed Book / Page | 5796 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 13, 2026 |
| Property Address | 19 ACADEMY LN, DEMAREST, NJ 07627-2700 |
| Document Number | 0000032128 |
| Book / Page | 5796 / 78 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202632128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 19 ACADEMY LN, DEMAREST, NJ 07627-2700 |
| Document Number | 0000032128, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5796/78 |
| Instrument | 202632128 |
| Name | CONNECTONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 13, 2026 |
| Property Address | 19 ACADEMY LN, DEMAREST, NJ 07627-2700 |
| Document Number | 0000032127 |
| Book / Page | 5796 / 71 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202632127 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $744,875.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 ACADEMY LN, DEMAREST, NJ 07627-2700 |
| Document Number | 0057960078, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5796/78 |
| Instrument | 202632128 |
| Name | CONNECTONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 ACADEMY LN, DEMAREST, NJ 07627-2700 |
| Document Number | 0025400938 |
| Book / Page | 002540 / 000938 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2017 |
| Title Company | LANDSTAR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 19 ACADEMY LN DEMAREST NJ 076272700, DEMAREST, NJ 07627-2700 |
| Document Number | 0025400938 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 002540/000938 |
| Name | ASTORIA BK |
|---|---|
| Type | Bank |
| Address | MINEOLA, NY 11501 |
| Amount | Amount Recorded |
|---|---|
| Term | 264 Months |
| Due | Feb 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,895,800 (-) Land $1,606,900 Building $1,288,900 | $2,895,800 (-) Land $1,606,900 Building $1,288,900 | |
| 2025 | $52,269.00 (-7.58%) | $2,895,800 (+56.53%) Land $1,606,900 Building $1,288,900 | $2,895,800 (+56.53%) Land $1,606,900 Building $1,288,900 |
| 2024 | $56,555.00 (+7.68%) | ||
| 2023 | $1,850,000 Land $1,128,800 Building $721,200 | $1,850,000 Land $1,128,800 Building $721,200 | |
| 2022 | $52,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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