Bergen County and Demarest Borough property record for 12 Academy Ln, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 4,505 sqft · built 1994 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,870,000 (Jun 2014) |
| Tax Bill | $43,553 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00120-0000-00033-03 |
| Primary APN | 09-00120-0000-00033-03 |
|---|---|
| Alternative APN |
|
| Building Area | 4,505 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 40,075 sqft (0.92 acres) |
| Street Address | 12 ACADEMY LN |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.920AC |
| Legal Block | 120 |
| Legal Lot Number | 33.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 9100 |
12 Academy Ln is owned and occupied by two individuals who bought it in June 2014.
Source: Bergen County and Demarest Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 ACADEMY LN, DEMAREST, NJ 07627-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2014 · Amount on File |
| Deed Sale | Jun 20, 2014 · Amount on File |
| Prior Sale | Aug 22, 1994 · Amount on File |
| Deed Document Number | 2014039944 |
| Deed Book / Page | 1692 / 370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 ACADEMY LN, DEMAREST, NJ 07627-2700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033801987 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 3380/1987 |
| Instrument | 19-070221 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Type Change Date | Oct 1, 2029 |
| Index | 1-Month LIBOR |
The 2025 property tax bill for 12 Academy Ln was $43,553, down 9% from the year before.
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,412,900 (-) Land $1,218,000 Building $1,194,900 | $2,412,900 (-) Land $1,218,000 Building $1,194,900 | |
| 2025 | $43,553.00 (-9%) | $2,412,900 Land $1,218,000 Building $1,194,900 | $2,412,900 Land $1,218,000 Building $1,194,900 |
| 2024 | $47,860.00 | ||
| 2023 | $1,565,600 Land $776,000 Building $789,600 | $1,565,600 Land $776,000 Building $789,600 | |
| 2022 | $44,447.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Academy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Academy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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