18996 Jacob Rd, Locust, NC 28097 Property Records

Stanly County property record for 18996 Jacob Rd, Locust, NC 28097

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 2,040 sqft · built 2002
Lot Size	4.48 acres (195,149 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Nov 2017)
Tax Bill	$1,042 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`559502599654`

Property Details

APN / Parcel Number

Primary APN	`559502599654`
Alternative APNs	`1537755` `11578`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,040 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	195,149 sqft (4.48 acres)
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1537755
Street Address	18996 JACOB RD
City	LOCUST
State	NC
Zip	28097-8297
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	M/H 18996 JACOB RD 559500162
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	3
Census Block	3005
Census Tract	930902

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18996 JACOB RD, LOCUST, NC 28097-8297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Deed Book / Page	1632 / 344
Last Transfer Date	Feb 22, 2022
Transfer Doc	0000443977
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Feb 28, 2022
Property Address	18996 JACOB RD, LOCUST, NC 28097-8297
Document Number	0000443977
Book / Page	1776 / 1384
Instrument Date	Feb 22, 2022
Instrument	443977
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18996 JACOB RD, LOCUST, NC 28097-8297

Mortgage

Document Number	0000443978
Date	Feb 28, 2022
Instrument	443978

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Nov 28, 2017
Property Address	18996 JACOB RD, LOCUST, NC 28097-8297
Document Number	0000395963
Book / Page	001632 / 000344
Instrument Date	Nov 27, 2017
Instrument	395963
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18996 JACOB RD LOCUST NC 28097, LOCUST, NC 28097

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,042.00 (+45.13%)	$158,012 (+58.33%) Land $73,280 Building $84,732	$158,012 (+58.33%) Land $73,280 Building $84,732
2023	$718.00	$99,801 Land $47,600 Building $52,201	$99,801 Land $47,600 Building $52,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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