Stanly County property record for 18965 Jacob Rd, Locust, NC 28097 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,207 sqft · built 1925 |
| Lot Size | 19.9 acres (870,764 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $974 (2023) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 559501496396 |
| Primary APN | 559501496396 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,207 sqft Finished Area |
| Flooring | Wood |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 870,764 sqft (19.9 acres) |
| Porch | Porch |
| Porch Area | 268 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 19408 |
|---|---|
| Street Address | 18965 JACOB RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 18965 JACOB RD 559500164 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 930801 |
Source: Stanly County records · APN 559501496396
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18965 JACOB RD, LOCUST, NC 28097-8300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 1995 |
| Deed Sale | Feb 23, 1995 |
| Deed Document Number | 0000569599 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 18965 JACOB RD, LOCUST, NC 28097-8300 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18962 JACOB RD, LOCUST, NC 28097-8297 |
| Document Number | 0000454937 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 1811/471 |
| Instrument | 454937 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $974.00 | $135,327 Land $125,523 Building $9,804 | $135,327 Land $125,523 Building $9,804 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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