18994 Provencial Dr, Macomb, MI 48044 Property Records

Macomb County property record for 18994 Provencial Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,981 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (Aug 2018)
Tax Bill	$6,837 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-153-022`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-153-022`
Alternative APN	`0821153022`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,981 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	1,672 sqft
Unfinished Basement	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	121 ft deep x 90 ft wide
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18994 PROVENCIAL DR
City	MACOMB
State	MI
Zip	48044-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLE BRANCH ESTATES SUB. LOT 18 LIBER: 117 PAGES: 11-14
Legal Subdivision	MIDDLE BRANCH ESTATES SUB
Legal Lot Number	18
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2004
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18994 PROVENCIAL DR, MACOMB, MI 48044-1283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Aug 9, 2018	Warranty Deed, Transfer · Conventional with PMI LAKEVIEW LN SERVICING
Sep 16, 2017	Deed of Trust, Mortgage · Line of Credit GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	20188089243
Deed Book / Page	25512 / 831
Prior Transfer Date	Jan 28, 2011
Prior Transfer Doc	0000157025
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18994 PROVENCIAL DR, MACOMB, MI 48044-1283
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18994 PROVENCIAL DR, MACOMB, MI 48044-1283

Mortgage

Document Number	2102156938
Date	Apr 14, 2021
Book Page	27560/453
Instrument	202102156938

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 9, 2018
Property Address	18994 PROVENCIAL DR, MACOMB, MI 48044-1283
Document Number	0000089243
Book / Page	025512 / 000831
Instrument Date	Jun 22, 2018
Instrument	89243
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	ESTATES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,160.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43256 MOUND RD STERLING HEIGHTS MI 483142037, STERLING HEIGHTS, MI 48314-2037

Mortgage

Document Number	89251
Date	Aug 9, 2018
Book Page	025512/000889
Instrument	89251

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL CABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18994 PROVENCIAL DR, MACOMB, MI 48044-1283
Document Number	0000127800
Book / Page	025024 / 000534
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18994 PROVENCIAL DR MACOMB MI 480441283, MACOMB, MI 48044-1283

Mortgage

Document Number	0000127800
Date	Oct 27, 2017
Book Page	025024/000534
Instrument	127800

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,800 (+4.5%)	$533,600 (+4.5%)
2025	$6,837.00 (+13.16%) Homeowner's exemption	$255,300 (+15.89%)	$510,600 (+15.89%)
2023		$220,300	$440,600
2022	$6,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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