18962 Provencial Dr, Macomb, MI 48044 Property Records

Macomb County property record for 18962 Provencial Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,776 sqft · built 2000
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$508,000 (Aug 2024)
Tax Bill	$8,004 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-153-023`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-153-023`
Alternative APN	`0821153023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,776 sqft Living Area
1st Floor Area	1,814 sqft
Basement Area	1,814 sqft
Unfinished Basement	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Split Level
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	121 ft deep x 76 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18962 PROVENCIAL DR
City	MACOMB
State	MI
Zip	48044-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLE BRANCH ESTATES SUB. LOT 17 LIBER: 117 PAGES: 11-14
Legal Subdivision	MIDDLE BRANCH ESTATES SUB
Legal Lot Number	17
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2004
Census Tract	224001

Owner

18962 Provencial Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18962 PROVENCIAL DR, MACOMB, MI 48044-1283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Jun 19, 2000 · Amount on File
Deed Document Number	202469463
Deed Book / Page	29724 / 844
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18962 PROVENCIAL DR, MACOMB, MI 48044-1283
Document Number	0000137023
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18962 PROVENCIAL DR MACOMB MI 480441283, MACOMB, MI 48044-1283

Mortgage

Document Number	0000137023
Date	Dec 17, 2018
Book Page	025731/000232
Instrument	137023

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18962 PROVENCIAL DR, MACOMB, MI 48044-1283
Document Number	0000015643
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18962 PROVENCIAL DR MACOMB MI 480441283, MACOMB, MI 48044-1283

Mortgage

Document Number	0000015643
Date	Feb 9, 2018
Book Page	025210/000197
Instrument	15643

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18962 Provencial Dr was $8,004 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,200	$510,400
2025	$8,004.00
2023		$196,200	$392,400
2022	$4,646.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18962 Provencial Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18962 Provencial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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