1899 Roy Dr, Southaven, MS 38671 Property Records

DeSoto County property record for 1899 Roy Dr, Southaven, MS 38671

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,895 sqft · built 2006
Lot Size	0.179 acres (7,788 sqft)
Owner	Individual Name on Record
Last Sale	$114,600 (May 2011)
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-07-4-20-14-0-00640-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-4-20-14-0-00640-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,895 sqft Adjusted Area
1st Floor Area	1,626 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,788 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Patio Area	139 sqft

Location & Zoning

Street Address	1899 ROY DR
City	SOUTHAVEN
State	MS
Zip	38671-7366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CENTRAL PARK NBHD SEC K PARC 6 LOT 640
Legal Range	007
Legal Township	01S
Legal Section	20
Legal Subdivision	CENTRAL PARK NEIGHBORHOOD SEC K
Legal Lot Number	640
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	70523

Owner

Source: DeSoto County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1899 ROY DR, SOUTHAVEN, MS 38671-7366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2011 · Amount on Record
Deed Sale	May 3, 2011 · Amount on Record
Deed Book / Page	656 / 598
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1899 ROY DR, SOUTHAVEN, MS 38671-7366
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1899 ROY DR, SOUTHAVEN, MS 38671-7366

Mortgage

Document Number	5661/34221
Date	Apr 17, 2024
Book Page	5661/34221

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1899 ROY DR, SOUTHAVEN, MS 38671-7366
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1899 ROY DR, SOUTHAVEN, MS 38671-7366

Mortgage

Document Number	00005163/3
Date	Feb 18, 2021
Book Page	5163/3

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,638.00 (+16.09%)	$15,933 (+35.35%) Land $2,600 Building $13,333	$159,325 (+35.35%) Land $26,000 Building $133,325
2023	$1,411.00	$11,772	$117,715 Land $26,000 Building $91,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOUTHAVEN serves 56,000 people · EPA ID MS0170018
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, T-Mobile.

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