1862 Roy Dr, Southaven, MS 38671 Property Records

DeSoto County property record for 1862 Roy Dr, Southaven, MS 38671

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,863 sqft · built 2006
Lot Size0.19 acres (8,292 sqft)
OwnerIndividual Name on Record
Tax Bill$1,615 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1-07-4-20-14-0-00644-00

Property Details

APN / Parcel Number

Primary APN1-07-4-20-14-0-00644-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,863 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area8,292 sqft (0.19 acres)
Lot Dimensions119 ft deep x 79 ft wide
Patio Area142 sqft

Location & Zoning

Street Address1862 ROY DR
CitySOUTHAVEN
StateMS
Zip38671-7365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCENTRAL PARK NBHD SEC K PARC 6 LOT 644
Legal Range07
Legal Township01
Legal Section20
Legal SubdivisionCENTRAL PARK NEIGHBORHOOD SEC K
Legal Lot Number644
JurisdictionDESOTO MS
Township / Civil Division2
Census Block Group1
Census Block1005
Census Tract70523

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1862 ROY DR, SOUTHAVEN, MS 38671-7365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2010
Deed SaleMay 20, 2010
Prior SaleJan 19, 2010
Deed Document Number0000633786
Deed Book / Page633 / 786
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1862 ROY DR, SOUTHAVEN, MS 38671-7365
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1862 ROY DR, SOUTHAVEN, MS 38671-7365

Mortgage

Document Number005351/791
DateSep 23, 2021
Book Page5351/791
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressCINCINNATI, OH 45250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalitySouthaven City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,615.00 (+16.02%)$15,743 (+35.26%) Land $2,600 Building $13,143$157,431 (+35.26%) Land $26,000 Building $131,431
2023$1,392.00$11,639$116,394 Land $26,000 Building $90,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SOUTHAVEN
serves 56,000 people · EPA ID MS0170018
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: C Spire Wireless, T-Mobile.

Nearby Properties on Roy Dr

Nearby Streets

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