1899 Cedar Tree Dr, Jenison, MI 49428 Property Records

Ottawa County property record for 1899 Cedar Tree Dr, Jenison, MI 49428

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,396 sqft · built 2002
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (May 2026)
Tax Bill	$3,209 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2005 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`70-14-10-203-002`

Property Details

APN / Parcel Number

Primary APN	`70-14-10-203-002`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,396 sqft
Finished Basement	65 sqft
Unfinished Basement	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	160 ft deep x 98 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1899 CEDAR TREE DR
City	JENISON
State	MI
Zip	49428-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 39 CEDARGROVE ESTATES NO 2
Legal Range	13W
Legal Township	7N
Legal Section	10
Legal Subdivision	CEDARGROVE ESTATES
Legal Block	203
Legal Lot Number	39
Jurisdiction	OTTAWA MI
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2005
Census Tract	21605

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2584 BIRCHWOOD DR, HOWELL, MI 48855-7665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
Feb 4, 2005	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
Apr 14, 2014	Deed of Trust, Mortgage FOUNDERS BANK & TRUST
Jun 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS BANK & TRUST
Jul 10, 2006	Deed of Trust, Mortgage FOUNDERS BANK & TRUST
Nov 13, 2015	Deed of Trust, Mortgage CHEMICAL BANK
Feb 28, 2014	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS BANK & TRUST
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Deed Document Number	202614843
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210011238
Date	Mar 1, 2021
Instrument	2021-0011238

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004776/220
Date	Feb 4, 2005
Book Page	4776/220

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49422

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20140011369
Date	Apr 14, 2014
Instrument	2014-0011369

Lender

Name	FOUNDERS BANK & TRUST
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20120024713
Date	Jun 14, 2012
Instrument	2012-0024713

Lender

Name	FOUNDERS BANK & TRUST
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2027

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005213/414
Date	Jul 10, 2006
Book Page	5213/414

Lender

Name	FOUNDERS BANK & TRUST
Address	5200 CASCADE RD SE, GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20150043991
Date	Nov 13, 2015
Instrument	2015-0043991

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Amount	Amount Recorded

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20140005748
Date	Feb 28, 2014
Instrument	2014-0005748

Lender

Name	FOUNDERS BANK & TRUST
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2029

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 20, 2026
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Document Number	0000014843
Instrument Date	May 19, 2026
Instrument	202614843
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	AGSTAR TITLE, STAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425,614.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2584 BIRCHWOOD DR, HOWELL, MI 48855-7665

Mortgage

Document Number	0000014844,
Date	May 20, 2026
Instrument	202614844

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 20, 2026
Property Address	1899 CEDAR TREE DR, JENISON, MI 49428-9470
Document Number	20260014843
Instrument Date	May 19, 2026
Instrument	202614843
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ALL STAR TITLE, STAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425,614.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2584 BIRCHWOOD DR, HOWELL, MI 48855-7665

Mortgage

Document Number	0000014844,
Date	May 20, 2026
Instrument	202614844

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Georgetown Charter Township
Unified School District	Jenison Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,700 (+6.78%)	$409,400 (+6.78%)
2025	$3,209.00 (+14.2%) Homeowner's exemption	$191,700 (+12.43%)	$383,400 (+12.43%)
2023		$170,500	$341,000
2022	$2,810.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN TOWNSHIP serves 41,086 people · EPA ID MI0002620
Water Source	Purchased surface water from WYOMING
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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