1870 Cedar Tree Dr, Jenison, MI 49428 Property Records

Ottawa County property record for 1870 Cedar Tree Dr, Jenison, MI 49428

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,620 sqft · built 1998
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Nov 2022)
Tax Bill	$5,476 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-14-10-204-003`

Property Details

APN / Parcel Number

Primary APN	`70-14-10-204-003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,620 sqft Living Area
1st Floor Area	1,592 sqft
Basement Area	1,592 sqft
Unfinished Basement	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	146 ft deep x 98 ft wide
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1870 CEDAR TREE DR
City	JENISON
State	MI
Zip	49428-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 43 CEDARGROVE ESTATES NO 2
Legal Range	13W
Legal Township	7N
Legal Section	10
Legal Subdivision	CEDARGROVE ESTATES
Legal Block	204
Legal Lot Number	43
Jurisdiction	OTTAWA MI
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2015
Census Tract	21605

Owner

1870 Cedar Tree Dr is owned and occupied by an individual who bought it in November 2022.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1870 CEDAR TREE DR, JENISON, MI 49428-9470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Feb 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Feb 2, 2015 · Amount on File
Deed Document Number	202237867
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Aug 17, 2026
Property Address	1870 CEDAR TREE DR, JENISON, MI 49428-9470
Document Number	0000025149
Instrument Date	Aug 11, 2026
Instrument	202625149
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 CEDAR TREE DR, JENISON, MI 49428-9470

Mortgage

Document Number	0000025149,
Date	Aug 17, 2026
Instrument	202625149

Lender

Name	MERCANTILE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 27, 2051

Interest

Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 1, 2022
Property Address	1870 CEDAR TREE DR, JENISON, MI 49428-9470
Document Number	20220037867
Map Reference	LB 36 PG 1
Instrument Date	Oct 25, 2022
Instrument	2022-0037867
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1870 CEDAR TREE DR, 1870, JENISON, MI 49428-9470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 CEDAR TREE DR, JENISON, MI 49428-9470

Mortgage

Document Number	20220037868
Date	Nov 1, 2022
Instrument	2022-0037868

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	1870 CEDAR TREE DR, JENISON, MI 49428-9470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170003968
Date	Feb 1, 2017
Instrument	2017-0003968

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1870 Cedar Tree Dr was $5,476 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Georgetown Charter Township
Unified School District	Jenison Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,300	$422,600
2025	$5,476.00
2023		$177,900	$355,800
2022	$3,810.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1870 Cedar Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1870 Cedar Tree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN TOWNSHIP serves 41,086 people · EPA ID MI0002620
Water Source	Purchased surface water from WYOMING
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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