18989 Cloud Lake Cir, Boca Raton, FL 33496 Property Records

Palm Beach County property record for 18989 Cloud Lake Cir, Boca Raton, FL 33496

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 1,364 sqft · built 1985
Lot Size	0.111 acres (4,844 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Apr 2024)
Tax Bill	$6,808 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-47-06-04-003-0390`

Property Details

APN / Parcel Number

Primary APN	`00-42-47-06-04-003-0390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,662 sqft
1st Floor Area	1,364 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	4,844 sqft (0.111 acres)
Garage Area	276 sqft
Porch	Open Porch
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	18989 CLOUD LAKE CIR
City	BOCA RATON
State	FL
Zip	33496-2132
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	RS
Legal Description	WEITZER SUB PL 1 IN PB48P101 LT 39 BLK 3
Legal Range	42E
Legal Township	47S
Legal Section	06
Legal Subdivision	WEITZER SUB PL 1 IN PB48P101
Legal Block	3
Legal Lot Number	39
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2012
Census Tract	7742

Owner

18989 Cloud Lake Cir, a zero lot line, is owned and occupied by an individual who bought it in April 2024.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18989 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 6, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	Nov 6, 2023 · Amount on File
Deed Document Number	20240114297
Deed Book / Page	34930 / 1298
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	18989 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9413 BOCA COVE CIR 1101, 1101, BOCA RATON, FL 33428-7745

Mortgage

Document Number	0349301300
Date	Apr 4, 2024
Book Page	34930/1300
Instrument	20240114298

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 6, 2023
Property Address	18989 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132
Document Number	0346531568
Book / Page	34653 / 1568
Map Reference	MB 48 PG 101
Instrument Date	Oct 27, 2023
Instrument	20230379491
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 RIVES RD, MARTINSVILLE, VA 24112-3830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2288 COVENTRY RD, CLEVELAND HEIGHTS, OH 44118-3547

Tax Assessment & Valuation

The 2025 property tax bill for 18989 Cloud Lake Cir was $6,808 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,808.00 Homeowner's exemption	$307,085	$395,334 Land $177,046 Building $218,288
2023	$2,158.00 (+1.6%) Homeowner's exemption	$145,328 (+3%)	$410,661 (+27.65%) Land $169,372 Building $241,289
2022	$2,124.00 Homeowner's exemption	$141,095	$321,699 Land $135,074 Building $186,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18989 Cloud Lake Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18989 Cloud Lake Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 600

May also be available: Hotwire Communications.

Nearby Properties on Cloud Lake Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures