18985 Cloud Lake Cir, Boca Raton, FL 33496 Property Records

Palm Beach County property record for 18985 Cloud Lake Cir, Boca Raton, FL 33496

Property Summary

Property Type	Zero Lot Line
Details	2 bd · 2 ba · 1,283 sqft · built 1985
Lot Size	0.107 acres (4,674 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Sep 2024)
Tax Bill	$463 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-47-06-04-003-0400`

Property Details

APN / Parcel Number

Primary APN	`00-42-47-06-04-003-0400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,283 sqft Living Area
Gross Area	1,550 sqft
1st Floor Area	1,283 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	4,674 sqft (0.107 acres)
Garage Area	253 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	18985 CLOUD LAKE CIR
City	BOCA RATON
State	FL
Zip	33496-2132
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	RS
Legal Description	WEITZER SUB PL 1 IN PB48P101 LT 40 BLK 3
Legal Range	42E
Legal Township	47S
Legal Section	06
Legal Subdivision	WEITZER SUB PL 1 IN PB48P101
Legal Block	3
Legal Lot Number	40
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2012
Census Tract	7742

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18985 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 13, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 18, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	20240337350
Deed Book / Page	35299 / 1442
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	18985 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18985 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132

Mortgage

Document Number	0338391469
Date	Sep 15, 2022
Book Page	33839/1469
Instrument	20220381945

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	18985 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18985 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132

Mortgage

Document Number	0332830626
Date	Feb 4, 2022
Book Page	33283/626
Instrument	20220055919

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 13, 2021
Property Address	18985 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132
Document Number	0324790812
Book / Page	32479 / 812
Map Reference	MB 48 PG 101
Instrument Date	May 4, 2021
Instrument	20210220351
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24710 MARSHY HOPE ST, 24710, ALDIE, VA 20105-5908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18985 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132

Mortgage

Document Number	32479814
Date	May 13, 2021
Instrument	32479/814

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 18, 2019
Property Address	18985 CLOUD LAKE CIR, BOCA RATON, FL 33496-2132
Document Number	0306900589
Book / Page	030690 / 000589
Instrument Date	Jun 18, 2019
Instrument	222584
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$463.00 (-93.29%) Disabled Person's exemption Veteran's exemption	$396,640 (+0.59%) Land $175,346 Building $221,294	$396,640 (+0.59%) Land $175,346 Building $221,294
2023	$6,905.00 (+1,517.1%)	$394,302 (+27.48%) Land $168,945 Building $225,357	$394,302 (+27.48%) Land $168,945 Building $225,357
2022	$427.00 Disabled Person's exemption Veteran's exemption	$309,299 Land $134,734 Building $174,565	$309,299 Land $134,734 Building $174,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 600

May also be available: Hotwire Communications.

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