18987 460th St, Garrison, MN 56450 Property Records

Mille Lacs County property record for 18987 460th St, Garrison, MN 56450

Property Summary

Property Type	Recreational/Entertainment (General)
Details	1,156 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$648,787 (Aug 2022)
Tax Bill	$5,862 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-922-0010`

Property Details

APN / Parcel Number

Primary APN	`09-922-0010`

Interior

Building Area	1,156 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab
Cabin	460 sqft

Location & Zoning

Street Address	18987 460TH ST
City	GARRISON
State	MN
Zip	56450-8636
Property Category	Commercial
Property Type	Commercial > Retail > Recreational/Entertainment (General)
Legal Description	LOTS 1 & 2 BLK A LOTS 11 & 12 BLK A & THAT PART OF GOV LOT 3, S OF PLAT OF
Legal Range	27
Legal Township	43
Legal Section	18
Legal Subdivision	WHITEFISH
Legal Block	A
Legal Lot Number	1-S
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	3
Census Block	3002
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1462 MONTEREY CT, STILLWATER, MN 55082-5750
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Commercial Mortgage BREMER BANK
May 1, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage LAKE ELMO BANK
Jul 26, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	May 1, 2019 · Amount on Record
Deed Document Number	2022432655
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 16, 2022
Property Address	18987 460TH ST, GARRISON, MN 56450-8636
Document Number	000A432655
Instrument Date	Jul 15, 2022
Instrument	A432655
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.04
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1462 MONTEREY CT, STILLWATER, MN 55082-5750

Mortgage

Document Number	000A432656
Date	Aug 16, 2022
Instrument	A432656

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2027

Interest

Rate Type	Fixed Rate

May 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 1, 2019
Property Address	18987 460TH ST, GARRISON, MN 56450-8636
Document Number	000A411269
Instrument Date	Mar 20, 2019
Instrument	A411269
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$846.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7676 MILITARY RD, WOODBURY, MN 55129-9521

Mortgage

Document Number	000A411270
Date	May 1, 2019
Instrument	A411270

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2024

Interest

Rate Type	Fixed Rate

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 26, 2018
Property Address	18987 460TH ST, GARRISON, MN 56450-8636
Document Number	000A407248
Instrument Date	Jul 16, 2018
Instrument	A407248
Transaction Type	Foreclosure
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,862.00 (+24.62%)	$520,000 (+5.31%) Land $132,100 Building $387,900	$520,000 (+5.31%) Land $132,100 Building $387,900
2025		$493,800 (-3.23%) Land $132,100 Building $361,700	$493,800 (-3.23%) Land $132,100 Building $361,700
2023	$4,704.00	$510,300 Land $120,800 Building $389,500	$510,300 Land $120,800 Building $389,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

May also be available: Verizon.

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