18553 460th St, Garrison, MN 56450 Property Records

Mille Lacs County property record for 18553 460th St, Garrison, MN 56450

Property Summary

Property Type	Single Family Home
Details	1,932 sqft · built 1978
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,900 (Oct 2024)
Tax Bill	$5,312 (2026)
Deeds & Mortgages	Aug 2017 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`09-118-0901`

Property Details

APN / Parcel Number

Primary APN	`09-118-0901`

Interior

Building Area	1,932 sqft Living Area
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	61,855 sqft (1.42 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Deck Area	64 sqft

Location & Zoning

Street Address	18553 460TH ST
City	GARRISON
State	MN
Zip	56450-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR IN GOV LOT 2, E'LY OF CHANNEL & S'LY & W'LY OF A LINE DES IN 2/19/96 SKETCH 18 43 27 1.42
Legal Range	27
Legal Township	43
Legal Section	18
Legal Lot Number	2-E
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	3
Census Block	3002
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18553 460TH ST, GARRISON, MN 56450-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ELK RIVER
Aug 17, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ELK RIVER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	2024443385
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18553 460TH ST, GARRISON, MN 56450-9603
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A402061
Date	Aug 16, 2017
Instrument	A402061

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18553 460TH ST, GARRISON, MN 56450-9603
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A406175
Date	May 16, 2018
Instrument	A406175

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18553 460TH ST, GARRISON, MN 56450-9603
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A424079
Date	Apr 29, 2021
Instrument	A424079

Lender

Name	BANK OF ELK RIVER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2036

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 17, 2021
Property Address	18553 460TH ST, GARRISON, MN 56450-9603
Document Number	000A426274
Map Reference	DOC 184297
Instrument Date	Aug 5, 2021
Instrument	A426274
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	ESQUIRE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18553 460TH ST, GARRISON, MN 56450-9603

Mortgage

Document Number	000A426275
Date	Aug 17, 2021
Instrument	A426275

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 14, 2020
Property Address	18553 460TH ST, GARRISON, MN 56450-9603
Document Number	000A418146
Instrument Date	Jul 13, 2020
Instrument	A418146
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30780 108TH ST, PRINCETON, MN 55371-3356

Mortgage

Document Number	000A418147
Date	Jul 14, 2020
Instrument	A418147

Lender

Name	BANK OF ELK RIVER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,312.00 (+3.63%)	$505,400 (+4.46%) Land $56,000 Building $449,400	$505,400 (+4.46%) Land $56,000 Building $449,400
2025	$5,126.00 (-2.51%) Homeowner's exemption	$483,800 (-7.16%) Land $53,600 Building $430,200	$483,800 (-7.16%) Land $53,600 Building $430,200
2023	$5,258.00	$521,100 Land $47,500 Building $473,600	$521,100 Land $47,500 Building $473,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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