18972 E Carmel Cir, Aurora, CO 80011 Property Records

Adams County property record for 18972 E Carmel Cir, Aurora, CO 80011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 1986
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Oct 2020)
Tax Bill$942 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR0086387

Property Details

APN / Parcel Number

Primary APNR0086387
Alternative APNs
  • 0182134209027
  • 182134209027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,612 sqft Living Area
1st Floor Area1,612 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions85 ft deep x 50 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
Deck Area24 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account NumberR0086387
Old Parcel Number182134209027
Street Address18972 E CARMEL CIR
CityAURORA
StateCO
Zip80011-3618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB:TOWER GREEN/AURORA FILING NO 1 BLK:1 LOT:26
Legal Range66W
Legal Township03S
Legal Section34
Legal QuarterSE
Legal SubdivisionTOWER GREEN/AURORA FILING NO 1
Legal Block1
Legal Lot Number26
JurisdictionADAMS CO
Township / Civil DivisionNORTH AURORA
Census Block Group3
Census Block3006
Census Tract8355

Owner

Source: Adams County records · APN R0086387

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18972 E CARMEL CIR, AURORA, CO 80011-3618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Nov 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGES
Apr 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 14, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC
Apr 02, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Prior SaleApr 02, 2018 · Amount on Record
Deed Document Number2020000104524
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address18972 E CARMEL CIR, AURORA, CO 80011-3618
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18972 E CARMEL CIR, AURORA, CO 80011-3618

Mortgage

Document Number0000012144
DateMar 07, 2023
Instrument2023000012144
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address18972 E CARMEL CIR, AURORA, CO 80011-3618
Transaction TypeMortgage
Record UpdatedNov 09, 2021
Title CompanyCHERRY CREEK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18972 E CARMEL CIR, AURORA, CO 80011-3618

Mortgage

Document Number0000128473
DateNov 02, 2021
Instrument2021000128473
Lender
NameUS MORTGAGES
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address18972 E CARMEL CIR, AURORA, CO 80011-3618
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030971
DateApr 26, 2019
Instrument2019000030971
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS CO
Recording DateOct 14, 2020
Property Address18972 E CARMEL CIR, AURORA, CO 80011-3618
Document Number0000104524
Instrument DateOct 09, 2020
Instrument2020000104524
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$34.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address18972 E CARMEL CIR, AURORA, CO 80011-3618

Mortgage

Document Number0000104525
DateOct 14, 2020
Instrument2020000104525
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS CO
Recording DateApr 02, 2018
Property Address18972 E CARMEL CIR, AURORA, CO 80011-3618
Document Number0000026467
Instrument DateApr 02, 2018
Instrument2018000026467
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyTIAGO TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address18972 E CARMEL CIR, AURORA, CO 80011-3618

Mortgage

Document Number0000026468
DateApr 02, 2018
Instrument2018000026468
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityAurora City
Unified School DistrictAdams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$942.00 (-72.63%)$26,500 (-13.34%) Land $5,940 Building $20,560$424,000 (-6.19%) Land $95,000 Building $329,000
2023$3,442.00 (+16.09%)$30,580 (+17.16%) Land $6,430 Building $24,150$452,000 (+20.37%) Land $95,000 Building $357,000
2022$2,965.00$26,100 Land $11,120 Building $14,980$375,495 Land $160,000 Building $215,495

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20

Based on FCC filings for 620 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF AURORA
serves 533,407 people
Water SourceSurface water
Last State InspectionSep 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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