Adams County property record for 18961 E Carmel Cir, Aurora, CO 80011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,568 sqft · built 1986 |
| Lot Size | 0.085 acres (3,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Aug 2014) |
| Tax Bill | $880 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1821-34-2-10-020 |
| Primary APN | 1821-34-2-10-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 834 sqft |
| Basement Area | 834 sqft |
| Finished Basement | 734 sqft |
| Unfinished Basement | 100 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,696 sqft (0.085 acres) |
| Lot Dimensions | 84 ft deep x 44 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0086409 |
|---|---|
| Street Address | 18961 E CARMEL CIR |
| City | AURORA |
| State | CO |
| Zip | 80011-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:TOWER GREEN/AURORA FILING NO 1 BLK:2 LOT:20 |
| Legal Range | 66W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Quarter | 2 |
| Legal Subdivision | TOWER GREEN/AURORA FILING NO 1 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | NORTH AURORA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 8355 |
18961 E Carmel Cir is owned and occupied by two individuals who bought it in August 2014.
Source: Adams County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18961 E CARMEL CIR, AURORA, CO 80011-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · SBA Mortgage FIRSTBANK |
| Apr 12, 2024 | Deed of Trust, Mortgage · SBA Mortgage FIRSTBANK |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on File |
| Deed Sale | Aug 28, 2014 · Amount on File |
| Prior Sale | May 24, 2013 · Amount on File |
| Deed Document Number | 201458468 |
| Prior Transfer Date | Feb 24, 1996 |
| Prior Transfer Doc | 0000157719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18961 E CARMEL CIR, AURORA, CO 80011-3619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|---|
| Address | 18961 E CARMEL CIR, AURORA, CO 80011-3619 |
| Document Number | 0000019190 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2024000019190 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | 12345 W COLFAX AVE, LAKEWOOD, CO 80215 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 12, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18961 E CARMEL CIR, AURORA, CO 80011-3619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|---|
| Address | 18961 E CARMEL CIR, AURORA, CO 80011-3619 |
| Document Number | 0000019189 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2024000019189 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | 12345 W COLFAX AVE, LAKEWOOD, CO 80215 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18961 E CARMEL CIR, AURORA, CO 80011-3619 |
| Document Number | 0000114705 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18961 E CARMEL CIR AURORA CO 800113619, AURORA, CO 80011-3619 |
| Document Number | 0000114705 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 114705 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2050 |
The 2025 property tax bill for 18961 E Carmel Cir was $880, down 66.9% from the year before.
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Aurora City |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $880.00 (-66.9%) | $26,930 Land $6,460 Building $20,470 | $396,000 Land $95,000 Building $301,000 |
| 2024 | $2,659.00 (-18.81%) | ||
| 2023 | $3,275.00 (+6.68%) | $29,090 (+7.66%) Land $6,430 Building $22,660 | $430,000 (+10.61%) Land $95,000 Building $335,000 |
| 2022 | $3,070.00 | $27,020 Land $11,120 Building $15,900 | $388,759 Land $160,000 Building $228,759 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18961 E Carmel Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18961 E Carmel Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AURORA serves 533,407 people · EPA ID CO0103005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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