Saginaw County property record for 18970 Gary Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,672 sqft · built 1963 |
| Lot Size | 35.1 acres (1,531,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,500 (Jun 2015) |
| Tax Bill | $2,527 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-2-31-3002-000 |
| Primary APN | 08-10-2-31-3002-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,531,570 sqft (35.1 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 108 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 18970 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW FRL 1/4 EXC E 80 ACRES ALSO EXC N 1241 FT THEREOF ALSO EXC S 440 FT OF N 1681 FT OF W 396 FT 35.16 ACRES SEC 31 T10N R2E |
| Legal Range | 02E |
| Legal Township | 10N |
| Legal Section | 31 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRANT |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 12400 |
18970 Gary Rd is owned and occupied by an individual who bought it in June 2015.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18970 GARY RD, CHESANING, MI 48616-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2015 · Amount on File |
| Deed Sale | Jun 30, 2015 · Amount on File |
| Prior Sale | Sep 23, 1977 · Amount on File |
| Deed Document Number | 201519893 |
| Deed Book / Page | 2820 / 838 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 18970 Gary Rd was $2,527 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brant Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,600 | $233,200 | |
| 2025 | $2,527.00 Homeowner's exemption | ||
| 2023 | $79,100 | $158,200 | |
| 2022 | $2,145.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18970 Gary Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18970 Gary Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westphalia Broadband Fiber | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
5G and 4G LTE (outdoors only)
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