Saginaw County property record for 18378 Gary Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,094 sqft · built 1938 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,232 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-2-31-4012-000 |
| Primary APN | 08-10-2-31-4012-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| 1st Floor Area | 837 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 304,920 sqft (7 acres) |
| Lot Dimensions | 627 ft deep x 462 ft wide |
| Porch | Porch |
| Porch Area | 330 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 18378 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE 1/4 OF SW 1/4 OF SE 1/4 EC E 198 FT 7.0 ACRES SEC 31 T10N R2E ***DESC CHANGED DUE TO COMB WITH 4005 1/17/01 |
| Legal Range | 02E |
| Legal Township | 10N |
| Legal Section | 31 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRANT |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 12400 |
18378 Gary Rd is owned and occupied by two individuals.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18378 GARY RD, CHESANING, MI 48616-9522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 18378 Gary Rd was $1,232 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brant Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,700 | $103,400 | |
| 2025 | $1,232.00 Homeowner's exemption | ||
| 2023 | $39,200 | $78,400 | |
| 2022 | $1,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18378 Gary Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18378 Gary Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westphalia Broadband Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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