Merced County property record for 1897 Summit Dr, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 2021 |
| Lot Size | 0.23 acres (9,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Aug 2022) |
| Tax Bill | $7,268 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 430-170-025-000 |
| Primary APN | 430-170-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| 1st Floor Area | 1,815 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Lot Area | 9,996 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 430-170-025 |
|---|---|
| Street Address | 1897 SUMMIT DR |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-8308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 VILLAGES VII PH IB UNIT 2 |
| Legal Subdivision | 2017-01 STONECREEK/LOS BANOS V |
| Legal Lot Number | 14 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2301 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1897 SUMMIT DR, LOS BANOS, CA 93635-8308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2025 | Intrafamily Transfer, Transfer |
| Aug 12, 2022 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 202229369 |
| Last Transfer Date | Aug 4, 2025 |
| Transfer Doc | 0000023760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 4, 2025 |
| Property Address | 1897 SUMMIT DR, LOS BANOS, CA 93635-8308 |
| Document Number | 0000023760 |
| Instrument Date | Aug 4, 2025 |
| Instrument | 2025023760 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1897 SUMMIT DR, LOS BANOS, CA 93635-8308 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 12, 2022 |
| Property Address | 1897 SUMMIT DR, LOS BANOS, CA 93635-8308 |
| Document Number | 0000029369 |
| Map Reference | VOL 83 PG 8-10 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022029369 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1897 SUMMIT DR, LOS BANOS, CA 93635-8308 |
| Document Number | 0000029370 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022029370 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $567,937 (+2%) Land $119,066 Building $448,871 | |
| 2025 | $7,268.00 (+3.34%) | $556,802 (+9.28%) Land $116,732 Building $440,070 |
| 2024 | $7,033.00 (+5.22%) | |
| 2023 | $6,684.00 (+48.63%) | $509,500 Land $110,000 Building $399,500 |
| 2022 | $4,497.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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