1890 Summit Dr, Los Banos, CA 93635 Property Records

Merced County property record for 1890 Summit Dr, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,443 sqft · built 2022
Lot Size0.19 acres (8,256 sqft)
Owner2 Individual Names on Record
Last Sale$635,000 (Jun 2025)
Tax Bill$7,814 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN430-170-014-000

Property Details

APN / Parcel Number

Primary APN430-170-014-000
Alternative APN
  • 430-170-014

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,443 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Construction TypeWood
Lot Area8,256 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Patio Area219 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number430-170-014
Street Address1890 SUMMIT DR
CityLOS BANOS
StateCA
Zip93635-8308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40 THE VILLAGES VII PH 1B UNIT 1
Legal Subdivision2017-01 STONECREEK/LOS BANOS T
Legal Lot Number40
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group3
Census Block3003
Census Tract2301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1890 SUMMIT DR, LOS BANOS, CA 93635-8308
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2025 · Amount on Record
Deed SaleJun 5, 2025 · Amount on Record
Prior SaleSep 2, 2022 · Amount on Record
Deed Document Number202515401
Record UpdatedOct 29, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 2, 2022
Property Address1890 SUMMIT DR, LOS BANOS, CA 93635-8308
Document Number0000031421
Map ReferenceMB 82 PG 10-12
Instrument DateMay 23, 2022
Instrument2022031421
Transaction TypeTransfer
Record UpdatedOct 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1890 SUMMIT DR, LOS BANOS, CA 93635-8308

Mortgage

Document Number0000031422
DateSep 2, 2022
Instrument2022031422
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$615,000 (+1.32%) Land $140,000 Building $475,000
2025$7,814.00$607,000 (-1.14%) Land $140,000 Building $467,000
2023$7,814.00 (+63.78%)$614,000 Land $110,000 Building $504,000
2022$4,771.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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