1897 Osprey Bluff Blvd, Fleming Island, FL 32003 Property Records

Clay County property record for 1897 Osprey Bluff Blvd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,768 sqft · built 1985
Lot Size	0.716 acres (31,188 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Oct 2017)
Tax Bill	$4,477 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-05-26-015214-001-01`

Property Details

APN / Parcel Number

Primary APN	`42-05-26-015214-001-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	31,188 sqft (0.716 acres)
Lot Dimensions	250 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	72 sqft
Storage Building	121 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1897 OSPREY BLUFF BLVD
City	FLEMING ISLAND
State	FL
Zip	32003-7940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 1 OSPREY BLUFF & PT OF TURKEY HILL RD(VACATED) AS REC OR 4016 PG 1955,4107 PG 203 & 4
Legal Range	26E
Legal Township	05S
Legal Section	42
Legal Subdivision	OSPREY BLUFF
Legal Lot Number	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1897 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Quit Claim Deed, Transfer AAFMAA MTG SVCS LLC
Jul 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Deed Document Number	201750007
Deed Book / Page	4016 / 1955
Last Transfer Date	Oct 15, 2020
Transfer Doc	0043670304
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Oct 21, 2020
Property Address	1897 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940
Document Number	0043670304
Book / Page	004367 / 000304
Instrument Date	Oct 15, 2020
Instrument	54847
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	LANDMARK TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1897 OSPREY BLUFF BLVD FLEMING ISLAND FL 320037940, FLEMING ISLAND, FL 32003-7940

Mortgage

Document Number	43670307
Date	Oct 21, 2020
Book Page	004367/000307
Instrument	54848

Lender

Name	AAFMAA MTG SVCS LLC
Address	FAYETTEVILLE, NC 28305

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Jul 25, 2018
Property Address	1897 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940
Document Number	0041070203
Book / Page	004107 / 000203
Instrument Date	Jun 20, 2018
Instrument	38611
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1897 OSPREY BLUFF BLVD FLEMING ISLAND FL 320037940, FLEMING ISLAND, FL 32003-7940

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 3, 2017
Property Address	1897 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940
Document Number	0040161955
Book / Page	4016 / 1955
Map Reference	MB16 PG65&66
Instrument Date	Sep 29, 2017
Instrument	2017050007
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1782 LONG SLOUGH WALK, 1782, FLEMING ISLAND, FL 32003-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1897 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940

Mortgage

Document Number	2017050008
Date	Oct 3, 2017
Instrument	2017050008

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,477.00 (+4.8%) Homeowner's exemption Widower's exemption	$338,745 (+6%)	$696,602 (+46.5%) Land $412,300 Building $284,302
2024	$4,272.00 (-5.09%)
2023	$4,501.00 (+4.12%) Homeowner's exemption Widower's exemption	$319,557 (+3%)	$475,484 (+9.25%) Land $201,620 Building $273,864
2022	$4,323.00 Homeowner's exemption Widower's exemption	$310,242	$435,241 Land $201,620 Building $233,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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