1895 Osprey Bluff Blvd, Fleming Island, FL 32003 Property Records

Clay County property record for 1895 Osprey Bluff Blvd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,424 sqft · built 1990
Lot Size	0.51 acres (22,215 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-05-26-015214-001-02`

Property Details

APN / Parcel Number

Primary APN	`42-05-26-015214-001-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	2,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,215 sqft (0.51 acres)
Lot Dimensions	220 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	802 sqft

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	324 sqft
Deck Area	571 sqft
Boat Access	Boat Access
Boat House	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1895 OSPREY BLUFF BLVD
City	FLEMING ISLAND
State	FL
Zip	32003-7940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 2 OSPREY BLUFF AS REC OR 1635 PG 2007
Legal Range	26E
Legal Township	05S
Legal Section	42
Legal Subdivision	OSPREY BLUFF
Legal Lot Number	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1012
Census Tract	30707

Owner

Source: Clay County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1895 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1895 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940

Mortgage

Document Number	0045492162
Date	Dec 21, 2021
Book Page	4549/2162
Instrument	2021080836

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	846 Months
Due	Jun 9, 2092

Interest

Rate Type	Adjustable Rate
Rate	2.26%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.26%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 10, 2026
Property Address	1895 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940
Document Number	0050211826
Book / Page	5021 / 1826
Map Reference	MB 16 PG 65&66
Instrument Date	Mar 2, 2026
Instrument	2026011028
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1894 HICKORY TRACE DR, ORANGE PARK, FL 32003-8387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7940

Mortgage

Document Number	0050211828
Date	Mar 10, 2026
Instrument	5021/1828

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (+4.76%) Homeowner's exemption	$351,835 (+5.99%)	$739,571 (+49.88%) Land $454,500 Building $285,071
2024	$4,538.00 (-4.76%)
2023	$4,765.00 (+5.56%) Homeowner's exemption	$331,962 (+3%)	$493,432 (+11.67%) Land $218,160 Building $275,272
2022	$4,514.00 Homeowner's exemption	$322,294	$441,871 Land $218,160 Building $223,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

Nearby Properties on Osprey Bluff Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures