1897 Mc Duff Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1897 Mc Duff Ct, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,232 sqft · built 1995
Lot Size0.164 acres (7,144 sqft)
Owner2 Individual Names on Record
Last Sale$172,275 (Mar 1996)
Tax Bill$4,637 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-076897

Property Details

APN / Parcel Number

Primary APN05-076897
Alternative APNs
  • 5076897
  • 076897

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,232 sqft Total Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,144 sqft (0.164 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number076897
Street Address1897 MC DUFF CT
CitySYKESVILLE
StateMD
Zip21784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLT 316- 0.164 AC 1897 MCDUFF CT 37-107 CARROLLTOWNE PH 3 SC 4A
Legal SubdivisionCARROLLTOWNE PH 03 SEC 04A
Legal Phase3
Legal Lot Number316
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group1
Census Block1000
Census Tract505205

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1879 MC DUFF CT, SYKESVILLE, MD 21784-6282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 1996 · Amount on Record
Deed SaleMar 4, 1996 · Amount on Record
Deed Document Number1996953115
Deed Book / Page1772 / 944
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1897 MC DUFF CT, ELDERSBURG, MD 21784
Document Number0087700118
Book / Page008770 / 000118
Instrument DateJul 12, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017
Title CompanySECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address6609 GLADSTONE DR ELDERSBURG MD 217846276, ELDERSBURG, MD 21784-6276

Mortgage

Document Number0087700118
DateAug 8, 2017
Book Page008770/000118
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressLINTHICUM, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 7, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,000 (+17.43%)$455,000 (+21.66%) Land $140,000 Building $315,000
2025$4,637.00 (+12.6%) Homeowner's exemption
2023$4,118.00$364,467$374,000 Land $140,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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