1881 Mc Duff Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1881 Mc Duff Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,062 sqft · built 1995
Lot Size	0.192 acres (8,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jul 2026)
Tax Bill	$4,683 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-076889`

Property Details

APN / Parcel Number

Primary APN	`05-076889`
Alternative APNs	`5076889` `076889`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,062 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,371 sqft (0.192 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	076889
Street Address	1881 MC DUFF CT
City	SYKESVILLE
State	MD
Zip	21784-6282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 315 - 8371 SF 1881 MCDUFF CT 37-107 CARROLLTOWNE SC 4A PH 3
Legal Subdivision	CARROLLTOWNE PH 03 SEC 04A AMD
Legal Phase	3
Legal Lot Number	315
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1000
Census Tract	505205

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1881 MC DUFF CT, SYKESVILLE, MD 21784-6282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH HM LNS
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Jul 13, 2010 · Amount on Record
Deed Book / Page	11823 / 300
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1881 MC DUFF CT, ELDERSBURG, MD 21784-6282
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107110003
Date	Mar 16, 2022
Book Page	10711/3

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1881 MC DUFF CT, ELDERSBURG, MD 21784-6282
Document Number	0088420335
Book / Page	008842 / 000335
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1881 MC DUFF CT ELDERSBURG MD 217846282, ELDERSBURG, MD 21784-6282

Mortgage

Document Number	0088420335
Date	Oct 25, 2017
Book Page	008842/000335

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	VIENNA, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1881 MC DUFF CT, ELDERSBURG, MD 21784-6282
Document Number	0087700118
Book / Page	008770 / 000118
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	SECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6609 GLADSTONE DR ELDERSBURG MD 217846276, ELDERSBURG, MD 21784-6276

Mortgage

Document Number	0087700118
Date	Aug 8, 2017
Book Page	008770/000118

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,683.00 (+5.07%) Homeowner's exemption	$423,400 (+6.7%)	$450,000 (-) Land $140,000 Building $310,000
2025	$4,457.00 (+9.35%) Homeowner's exemption	$396,800 (+1%)	$450,000 (+21.56%) Land $140,000 Building $310,000
2023	$4,076.00 Homeowner's exemption	$360,733	$370,200 Land $140,000 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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