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1897 Gray Rd, Howell, MI 48843 Property Records

Livingston County property record for 1897 Gray Rd, Howell, MI 48843 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,814 sqft · built 1966
Lot Size0.634 acres (27,617 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jan 2020)
Tax Bill$2,944 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-10-401-057

Property Details

APN / Parcel Number

Primary APN11-10-401-057
Alternative APN
  • 471110401057

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,814 sqft Living Area
1st Floor Area1,170 sqft
Basement Area480 sqft
Unfinished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area27,617 sqft (0.634 acres)
Lot Dimensions203 ft deep x 136 ft wide
Garage Area630 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1897 GRAY RD
CityHOWELL
StateMI
Zip48843-9105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC. 10 T2N, R5E, CHEMUNG ACRES NO. 1LOT 29 AND THE N'LY 55 FT OF LOT 28 SPLIT FR 030 3/01
Legal Range05E
Legal Township02N
Legal Section10
Legal SubdivisionCHEMUNG ACRES
Legal Tract742400
Legal Lot Number28-29
JurisdictionLIVINGSTON MI
Township / Civil DivisionGENOA
Census Block Group4
Census Block4000
Census Tract742403

Owner

Source: Livingston County records · APN 11-10-401-057

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1897 GRAY RD, HOWELL, MI 48843-9105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2020Warranty Deed, Transfer · Conventional with PMI
INDEPENDENT BK
Oct 05, 2017Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2020 · Amount on Record
Deed SaleJan 08, 2020 · Amount on Record
Prior SaleJan 08, 2020 · Amount on Record
Deed Document Number2020202020R-000823
Prior Transfer DateApr 09, 2004
Prior Transfer Doc4400000175
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON MI
Recording DateJan 08, 2020
Property Address1897 GRAY RD, HOWELL, MI 48843-9105
Document Number0000000823
Instrument DateDec 27, 2019
Instrument823
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,935.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 CURZON CT #302 HOWELL MI 488434125, 302, HOWELL, MI 48843-4125

Mortgage

Document Number824
DateJan 08, 2020
Instrument824
Lender
NameINDEPENDENT BK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 07, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON MI
Recording DateOct 05, 2017
Property Address1897 GRAY RD, HOWELL, MI 48843-9105
Document Number0000029272
Instrument DateOct 02, 2017
Instrument2017R-029272
Transaction TypeTransfer
Record UpdatedJun 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1897 GRAY RD, HOWELL, MI 48843-9105

Mortgage

Document Number0000029273
DateOct 05, 2017
Instrument2017R-029273
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueJan 01, 2046

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLivingston County
County SubdivisionGenoa Township
Unified School DistrictHowell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$150,700 (+0.74%)$301,400 (+0.74%)
2025$2,944.00 (+44.67%) Homeowner's exemption$149,600 (+16.6%)$299,200 (+16.6%)
2023$128,300
2021$256,600
2019$2,035.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), updated September 17, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260937424034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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