1837 Gray Rd, Howell, MI 48843 Property Records

Livingston County property record for 1837 Gray Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1972
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Oct 2017)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-10-401-035`

Property Details

APN / Parcel Number

Primary APN	`11-10-401-035`
Alternative APN	`471110401035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	864 sqft
Finished Basement	432 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1837 GRAY RD
City	HOWELL
State	MI
Zip	48843-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	SEC 10 T2N - R5E, CHEMUNG ACRES SUB, LOT 33
Legal Range	05E
Legal Township	02N
Legal Section	10
Legal Subdivision	CHEMUNG ACRES
Legal Tract	742400
Legal Lot Number	33
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	4
Census Block	4000
Census Tract	742403

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1837 GRAY RD, HOWELL, MI 48843-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF ARBOR
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 11, 2017	Warranty Deed, Transfer · Conventional with PMI PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Prior Sale	Aug 11, 2000 · Amount on Record
Deed Document Number	201729891
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1837 GRAY RD, HOWELL, MI 48843-9105
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 GRAY RD, HOWELL, MI 48843-9105

Mortgage

Document Number	0000018101
Date	Jun 28, 2022
Instrument	2022R-018101

Lender

Name	BANK OF ARBOR
Address	HOWELL, MI 48843

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1837 GRAY RD, HOWELL, MI 48843-9105
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 GRAY RD, HOWELL, MI 48843-9105

Mortgage

Document Number	2021R010979
Date	Mar 11, 2021
Instrument	2021R-010979

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 11, 2017
Property Address	1837 GRAY RD, HOWELL, MI 48843-9105
Document Number	0000029891
Instrument Date	Oct 6, 2017
Instrument	29891
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 BELMONT LN WHITMORE LAKE MI 481899025, WHITMORE LAKE, MI 48189-9025

Mortgage

Document Number	29892
Date	Oct 11, 2017
Instrument	29892

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,800 (+21.72%)	$293,600 (+21.72%)
2025	$2,405.00 (+20.37%)
2023		$120,600
2021			$241,200
2019	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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