Hubbard County property record for 18963 County 40, Park Rapids, MN 56470
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,672 sqft · built 2023 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,090 (Aug 2020) |
| Tax Bill | $3,984 (2026) |
| Deeds & Mortgages | Oct 2013 Mortgage Oct 2023 Mortgage + 1 more |
| APN | 16.22.00320 |
| Primary APN | 16.22.00320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 1,418 sqft |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Metal |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,600 sqft |
| Deck Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 57580 |
|---|---|
| Street Address | 18963 COUNTY 40 |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-5113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-22 TWP-141 RANGE-034 1.09 AC 22-2D PAR OF LOT 2 FR INT W LN & S RW HWY 40 NE AL RW 263.64 PB CONT NE150 SE360.62 T O LK |
| Legal Range | 34 |
| Legal Township | 141 |
| Legal Section | 22 |
| Legal Lot Number | 2 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | LAKE EMMA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 70200 |
18963 County 40 is owned by two individuals who bought it in August 2020.
Source: Hubbard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7319 60TH AVE S, HORACE, ND 58047-5750 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2013 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS |
| Oct 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN BANK NA |
| Aug 26, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on File |
| Deed Sale | Aug 26, 2020 · Amount on File |
| Deed Document Number | 2020411020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 18963 COUNTY 40, PARK RAPIDS, MN 56470-5113 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000368958 |
|---|---|
| Date | Oct 29, 2013 |
| Instrument | A000368958 |
| Name | CITIZENS NATIONAL BANK OF PARK RAPIDS |
|---|---|
| Type | Bank |
| Address | PARK RAPIDS, MN 56470 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Nov 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 18963 COUNTY 40, PARK RAPIDS, MN 56470-5113 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000432209 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | A000432209 |
| Name | WESTERN BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 116 Months |
| Due | Jun 28, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Aug 26, 2020 |
| Property Address | 18963 COUNTY 40, PARK RAPIDS, MN 56470-5113 |
| Document Number | A000411020 |
| Instrument Date | Aug 13, 2020 |
| Instrument | A000411020 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7319 60TH AVE S, HORACE, ND 58047-5750 |
The 2026 property tax bill for 18963 County 40 was $3,984.
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Lake Emma Township |
| Unified School District | Park Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,984.00 | ||
| 2025 | $3,984.00 | $613,700 Land $224,600 Building $389,100 | $613,700 Land $224,600 Building $389,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 18963 County 40; there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18963 County 40 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
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