18786 County 40, Park Rapids, MN 56470 Property Records

Hubbard County property record for 18786 County 40, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,682 sqft · built 2012
Lot Size3.82 acres (166,399 sqft)
OwnerTrust Name on File
Tax Bill$10,880 (2026)
Deeds & MortgagesFeb 2024 Mortgage
APN16.91.00500

Property Details

APN / Parcel Number

Primary APN16.91.00500
Alternative APN
  • 49018

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories1 Story
Building Area3,682 sqft Living Area
1st Floor Area2,604 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2013
Architectural StyleRustic
Exterior MaterialWood Siding
Construction TypeLog
Roof TypeGable
Roof MaterialAsphalt
Lot Area166,399 sqft (3.82 acres)
Lot Width205 ft Width
Garage Area416 sqft
DrivewayConcrete Driveway
Driveway Area156 sqft
Parking Spaces2 Parking Spaces
Patio Area224 sqft
Gazebo478 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Account Number49018
Street Address18786 COUNTY 40
CityPARK RAPIDS
StateMN
Zip56470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.82 AC LKE BIG SAND WOODS & WATER LOT 5 BLK 1
Legal SubdivisionBIG SAND WOODS AND WATER
Legal Block1
Legal Lot Number5
JurisdictionHUBBARD MN
Township / Civil DivisionLAKE EMMA
Census Block Group2
Census Block2026
Census Tract70200

Owner

18786 County 40 is held in a trust since February 2023.

Source: Hubbard County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address9 COUNTY ROAD 12 S, BUFFALO, MN 55313-4919
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 23, 2023
Transfer Doc0000428787
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address18786 COUNTY 40, PARK RAPIDS, MN 56470
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000433942
DateFeb 26, 2024
InstrumentA000433942
Lender
NameTRUSTAR FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term61 Months
DueMar 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 18786 County 40 was $10,880.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionLake Emma Township
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,880.00
2025$10,880.00$1,557,400 Land $224,900 Building $1,332,500$1,557,400 Land $224,900 Building $1,332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 18786 County 40; there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1999–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18786 County 40 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000

Nearby Properties on County 40

Nearby Streets

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