Jefferson County property record for 1895 Trough Rd, Shepherdstown, WV 25443
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,148 sqft · built 2003 |
| Lot Size | 13.2 acres (577,170 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,505 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-9-0007.0025 |
| Primary APN | 09-9-0007.0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| 1st Floor Area | 3,736 sqft |
| Basement Area | 280 sqft |
| Finished Basement | 280 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 577,170 sqft (13.2 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1895 TROUGH RD |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 13.25 AC PT TRACT A |
| Legal Tract | A |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 972203 |
1895 Trough Rd, a rural home, is owned and occupied by an individual.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1895 TROUGH RD, SHEPHERDSTOWN, WV 25443-4587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1895 TROUGH RD, SHEPHERDSTOWN, WV 25443-4587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1895 TROUGH RD, SHEPHERDSTOWN, WV 25443-4587 |
| Document Number | 0000017831 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 2332/474 |
| Instrument | 202000017831 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2035 |
The 2026 property tax bill for 1895 Trough Rd was $3,505 with a homeowner's exemption, up 2.3% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,505.00 (+2.31%) | $323,900 (+2.86%) Land $166,600 Building $157,300 | $539,833 (+2.86%) Land $277,667 Building $262,167 |
| 2025 | $3,426.00 Homeowner's exemption | $314,900 Land $156,000 Building $158,900 | $524,800 Land $260,000 Building $264,800 |
| 2023 | $3,529.00 | $302,200 Land $152,900 Building $149,300 | $503,700 Land $254,900 Building $248,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1895 Trough Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1985–2025) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1895 Trough Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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