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1895 Pine Grove Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1895 Pine Grove Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeAgriculture / Farming > Pasture
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2022
Square Footage3,902 sqft Heated Area
Lot Size43,560 sqft (1 acres)
GarageFinished
OccupancyOwner Occupied
Tax Bill$10,885.00 (2025)

Property Details

APN / Parcel Number

Primary APN032631000000770000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,902 sqft Heated Area
Gross Area5,416 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Garage TypeFinished Garage

Exterior Amenities

Pool Area500 sqft Pool
FenceFence
Deck Area650 sqft Deck
PorchOpen Porch
Porch Area542 sqft Porch
Boat AccessBoat Access
Boat House506 sqft Boat House

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1895 PINE GROVE RD
CitySAINT CLOUD
StateFL
Zip34771-8692
Property UsageAgriculture or Farming Property Usage
TypeAgriculture / Farming > Pasture
Legal DescriptionCOM AT NW COR OF SW 1/4 OF 02-26-31 S89-50-56W 31.76 FT TO ELY R/W LINE OF PINE GROVE RD & POC, CURVE RIGHT, RAD 1179.28 FT,
Legal SubdivisionLAKE LIZZIE RESERVE
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2013
Census Tract43700

Owner

Source: Osceola County records · APN 032631000000770000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address1895 PINE GROVE RD, SAINT CLOUD, FL 34771-8692
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2021
Deed SaleApr 13, 2021
Deed Doc Number0005935244
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1895 PINE GROVE RD, SAINT CLOUD, FL 34771-8692
Transaction TypeMortgage
Record UpdatedJan 22, 2024
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 DARK SKY DR, HARMONY, FL 34773-6006

Mortgage

Document Number0059910272
DateJun 29, 2021
Book Page5991/272
Instrument2021100991
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,885.00 (-28.37%) Homeowner's exemption$775,100 (-25.74%)$791,100 (-24.2%)
2023$15,196.00 (+338.81%)$1,043,700 (+405.18%) Land $206,600 Building $837,100$1,043,700 (+405.18%) Land $206,600 Building $837,100
2022$3,463.00$206,600 Land $206,600$206,600 Land $206,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 265 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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