1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Pine Grove Rd

1850 Pine Grove Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1850 Pine Grove Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage2,012 sqft Living Area
Lot Size195,715 sqft (4.49 acres)
GarageAttached, 576 sqft
Last Sale$660,000 (2023)
Tax Bill$5,587.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-26-31-0000-0150-0000
Alternative APNs
  • 263103000001500000
  • 95653

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,012 sqft Living Area
Gross Area2,866 sqft Gross Area
1st Floor2,012 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area195,715 sqft (4.49 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area448 sqft Pool
Shed1 Shed
Shed Area400 sqft Shed
Deck Area1,524 sqft Deck
Porch Area278 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1850 PINE GROVE RD
CitySAINT CLOUD
StateFL
Zip34771-8643
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT NW COR OF SW 1/4, S 1048.61 FT, E 4,600.95 FT TO WLY R/W CR 534A, N 28 DEG E 356.0 FT TO POB, N 28 DEG E 108.54 FT, N 67 DEG W 257.62 FT, N 13 DEG E 26.04 FT, W 745.73 FT, S 221.18 FT, E 924.50 FT TO POB
Legal Range31E
Legal Township26S
Legal Section03
Legal SubdivisionACREAGE & UNREC
Legal Tract0000
Legal Block150
Legal Lot Number150
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2006
Census Tract43700

Owner

Source: Osceola County records · APN 03-26-31-0000-0150-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1505 CHEVINGTON CT, ORLANDO, FL 32824-6431
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Sep 12, 2023Warranty Deed, Transfer · Conventional Mortgage
OCMBC INC
Oct 29, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
BESTWAY MORTGAGE CORP
Jun 04, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Oct 05, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NATIONS DIRECT MORTGAGE LLC
Aug 21, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleAug 21, 2018 · Amount on Record
Deed Doc Number2023120148
Deed Book / Page6472 / 2569
Prior Transfer DateJul 27, 2006
Prior Transfer Doc0032341642
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 CHEVINGTON CT, ORLANDO, FL 32824-6431

Mortgage

Document Number0069370518
DateMar 13, 2026
Book Page6937/518
Instrument2026033646
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term331 Months
DueOct 01, 2053

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 12, 2023
Property Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643
Document Number0064722569
Book / Page6472 / 2569
Instrument DateSep 08, 2023
Instrument2023120148
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyELEVATED TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,620.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3207 BAYFLOWER AVE, HARMONY, FL 34773-6081

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 CHEVINGTON CT, ORLANDO, FL 32824-6431

Mortgage

Document Number0064722572
DateSep 12, 2023
Book Page6472/2572
Instrument2023120149
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643

Mortgage

Document Number0060761584
DateOct 29, 2021
Book Page6076/1584
Instrument2021169114
Lender
NameBESTWAY MORTGAGE CORP
TypeMortgage Company
AddressWOLCOTT, CT 06716
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055342817
DateJun 04, 2019
Book Page5534/2817
Instrument2019071518
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643

Mortgage

Document Number0058061176
DateOct 05, 2020
Book Page5806/1176
Instrument2020133276
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 21, 2018
Property Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643
Document Number0053881140
Book / Page5388 / 1140
Instrument DateAug 17, 2018
Instrument2018127216
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,926.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1406 WYOMING AVE, 1406, SAINT CLOUD, FL 34769-4646

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PINE GROVE RD, SAINT CLOUD, FL 34771-8643

Mortgage

Document Number2018127217
DateAug 21, 2018
Instrument2018127217
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,839.00 (+4.51%)$410,929 (+24.1%)$537,400 (+44.54%) Land $148,200 Building $389,200
2024$5,587.00 (+19.25%)
2023$4,685.00 (+3.93%) Homeowner's exemption$331,136 (+3%)$371,800 (+9.39%) Land $134,700 Building $237,100
2022$4,508.00 Homeowner's exemption$321,492$339,900 Land $134,700 Building $205,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 265 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pine Grove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures