Kane County property record for 1895 Natchez Trce, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,560 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $257,000 (2020) |
| Tax Bill | $8,617.00 (2025) |
| Primary APN | 06-09-480-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,120 sqft Gross Area |
| 1st Floor | 1,560 sqft 1st Floor |
| Basement Area | 1,560 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame Construction |
| Lot Area | 12,197 sqft (0.28 acres) |
| Depth X Width | 139 ft x 93 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 1895 NATCHEZ TRCE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2665 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 1 LOT 192 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 192 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 851909 |
Source: Kane County records · APN 06-09-480-001
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1895 NATCHEZ TRCE, ELGIN, IL 60123-2665 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Aug 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage CIBM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Aug 17, 2017 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 18, 2020 |
| Property Address | 1895 NATCHEZ TRCE, ELGIN, IL 60123-2665 |
| Document Number | 0000079435 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020K079435 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1895 NATCHEZ TRCE, ELGIN, IL 60123-2665 |
| Document Number | 0000079436 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020K079436 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 17, 2017 |
| Property Address | 1895 NATCHEZ TRCE, ELGIN, IL 60123-2665 |
| Document Number | 0000043193 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 2017K043193 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1895 NATCHEZ TRCE, ELGIN, IL 60123-2665 |
| Document Number | 0000043194 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2017K043194 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,617.00 (+15.87%) Homeowner's exemption | ||
| 2024 | $111,403 (+21.39%) Land $31,863 Building $79,540 | $334,343 (+21.44%) Land $95,627 Building $238,715 | |
| 2022 | $7,437.00 (+4.47%) Homeowner's exemption | $91,770 (+6.96%) Land $26,248 Building $65,522 | $275,310 (+6.96%) Land $78,744 Building $196,566 |
| 2021 | $7,119.00 Homeowner's exemption | $85,798 Land $24,540 Building $61,258 | $257,394 Land $73,620 Building $183,774 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 4% of the US · above 26% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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