Kane County property record for 1894 Natchez Trce, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,467 sqft · built 1985 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,111 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-479-004 |
| Primary APN | 06-09-479-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,467 sqft Living Area |
| Gross Area | 2,934 sqft |
| 1st Floor Area | 1,467 sqft |
| Basement Area | 1,467 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 8,050 sqft (0.185 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1894 NATCHEZ TRCE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 1 LOT 190 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 190 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 851909 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1894 NATCHEZ TRCE, ELGIN, IL 60123-2666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,111.00 (+14.12%) Homeowner's exemption Senior Citizen's exemption | $109,210 (+8.57%) Land $34,594 Building $74,616 | $327,761 (+8.57%) Land $103,824 Building $223,938 |
| 2024 | $100,589 (+21.39%) Land $31,863 Building $68,726 | $301,888 (+21.44%) Land $95,627 Building $206,261 | |
| 2022 | $6,231.00 (+5.08%) Homeowner's exemption | $82,862 (+6.96%) Land $26,248 Building $56,614 | $248,586 (+6.96%) Land $78,744 Building $169,842 |
| 2021 | $5,930.00 Homeowner's exemption | $77,470 Land $24,540 Building $52,930 | $232,410 Land $73,620 Building $158,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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