Lonoke County property record for 1895 Mount Carmel Rd, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,719 sqft · built 2021 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Dec 2017) |
| Tax Bill | $3,844 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-70004-000 |
| Primary APN | 422-70004-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,719 sqft Living Area |
| Gross Area | 4,615 sqft |
| 1st Floor Area | 2,919 sqft |
| Flooring | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,105 sqft |
| Pool Area | 90 sqft |
| Porch | Open Porch |
| Patio Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1895 AR HIGHWAY 321 E |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Subdivision | THE WOODLANDS AT HUNTERS CHASE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 20108 |
Source: Lonoke County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1895 AR HIGHWAY 321 E, CABOT, AR 72023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU |
| Jul 22, 2019 | Deed of Trust, Mortgage CENTENNIAL BK |
| Oct 16, 2018 | Trustee's Deed, Construction Loan · Line of Credit CENTENNIAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on Record |
| Deed Sale | Dec 20, 2017 · Amount on Record |
| Prior Sale | Nov 21, 2016 · Amount on Record |
| Deed Book / Page | 2017 / 12545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 1895 MOUNT CARMEL RD, CABOT, AR 72023-8353 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Title Company | LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001141 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 2021/1141 |
| Instrument | 2021-01141 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, AR 72078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | 10 Years |
| Min Rate At Change | 1.5% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 1895 MOUNT CARMEL RD, CABOT, AR 72023-8353 |
| Document Number | 0000007398 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1895 HWY 321 E CABOT AR 72023, CABOT, AR 72023 |
| Document Number | 0000007398 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 7398 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Oct 16, 2018 |
| Property Address | 1895 MOUNT CARMEL RD, CABOT, AR 72023-8353 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 10136 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 14, 2018 |
| Title Company | LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 BIRCHWOOD DR WARD AR 721768431, WARD, AR 72176-8431 |
| Document Number | 0000010136 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 10136 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72032 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,844.00 (+14.95%) Homeowner's exemption | $83,760 (-) Land $14,000 Building $69,760 | $418,800 (-) Land $70,000 Building $348,800 |
| 2024 | $3,344.00 (-2.19%) | ||
| 2023 | $3,419.00 Homeowner's exemption | $83,760 Land $14,000 Building $69,760 | $418,800 Land $70,000 Building $348,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARD WATERWORKS serves 12,579 people · EPA ID AR0000345 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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