1740 Mount Carmel Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 1740 Mount Carmel Rd, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,818 sqft
Lot Size	6.44 acres (280,526 sqft)
Owner	Individual Name on Record
Tax Bill	$3,833 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-09885-000`

Property Details

APN / Parcel Number

Primary APN	`001-09885-000`
Alternative APN	`12544`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	4,818 sqft Living Area
Gross Area	5,598 sqft
1st Floor Area	2,366 sqft
Upper Floors Area	2,452 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	280,526 sqft (6.44 acres)
Garage Type	Attached
Garage Area	780 sqft
Driveway	Asphalt Driveway
Driveway Area	528 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	122 sqft
Porch	Open Porch
Porch Area	212 sqft
Patio Area	1,020 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12544
Street Address	1740 AR HIGHWAY 321 E
City	CABOT
State	AR
Zip	72023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SW
Legal Range	09W
Legal Township	04N
Legal Section	28
Legal Subdivision	T4N-R9W
Legal Block	1
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1048
Census Tract	20103

Owner

Source: Lonoke County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10623 HIGHWAY 89 S, LONOKE, AR 72086-8333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Feb 26, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST SEC BK
Feb 26, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST SEC BK/NV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2002
Deed Sale	Mar 1, 2002
Prior Sale	Apr 27, 2001 · Amount on Record
Deed Document Number	200202597
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	1740 MOUNT CARMEL RD, CABOT, AR 72023-8354
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 MOUNT CARMEL RD, CABOT, AR 72023-8354

Mortgage

Document Number	0000003086
Date	Mar 15, 2022
Book Page	2022/3086
Instrument	2022-03086

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CABOT, AR 72023

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	1740 MOUNT CARMEL RD, CABOT, AR 72023-8354
Document Number	0000006711
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 MOUNT CARMEL RD CABOT AR 720238354, CABOT, AR 72023-8354

Mortgage

Document Number	0000006711
Date	Jun 29, 2020
Instrument	6711

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	1740 MOUNT CARMEL RD, CABOT, AR 72023-8354
Document Number	0000002803
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 MOUNT CARMEL RD CABOT AR 720238354, CABOT, AR 72023-8354

Mortgage

Document Number	0000002803
Date	Mar 29, 2019
Instrument	2803

Lender

Name	FIRST SEC BK
Type	Bank
Address	CABOT, AR 72023-1290

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 28, 2021

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	1740 MOUNT CARMEL RD, CABOT, AR 72023-8354
Document Number	0000002032
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 MOUNT CARMEL RD CABOT AR 720238354, CABOT, AR 72023-8354

Mortgage

Document Number	0000002032
Date	Mar 6, 2018
Instrument	2032

Lender

Name	FIRST SEC BK/NV
Type	Bank
Address	CABOT, AR 72023-1290

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2019

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,830 (-) Land $2,190 Building $95,640	$489,150 (-) Land $10,950 Building $478,200
2024	$3,833.00 (-1.92%)
2023	$3,908.00 Homeowner's exemption	$97,830 Land $2,190 Building $95,640	$489,150 Land $10,950 Building $478,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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