San Luis Obispo County property record for 1895 Downing Ave, Cambria, CA 93428
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.04 acres (1,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $370,000 (Jul 2014) |
| Tax Bill | $135 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-021-007 |
| Primary APN | 024-021-007 |
|---|
| Lot Area | 1,750 sqft (0.04 acres) |
|---|---|
| Terrain | Steep |
| Street Address | 1895 DOWNING AVE |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-5101 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES M U 3 BL 50 LT 12 |
| Legal Subdivision | CAMBRIA PINES MANOR |
| Legal Block | 50 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10403 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 776, CAMBRIA, CA 93428-0776 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2014 · Amount on Record |
| Deed Sale | Jul 18, 2014 · Amount on Record |
| Prior Sale | Aug 7, 2006 · Amount on Record |
| Deed Document Number | 201428305 |
| Last Transfer Date | Nov 19, 2014 |
| Transfer Doc | 0000050055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1895 DOWNING AVE, CAMBRIA, CA 93428-5101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000025221 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020025221 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,123 (+2%) Land $6,123 | |
| 2025 | $135.00 (+6.3%) | $6,003 (+4.02%) Land $6,003 |
| 2023 | $127.00 (+2.42%) | $5,771 Land $5,771 |
| 2022 | $124.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband.
5G (outdoors only) and 4G LTE
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