1801 Downing Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1801 Downing Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1964
Lot Size	0.105 acres (4,550 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Apr 2023)
Tax Bill	$8,684 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-021-026`

Property Details

APN / Parcel Number

Primary APN	`024-021-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	4,550 sqft (0.105 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1801 DOWNING AVE
City	CAMBRIA
State	CA
Zip	93428-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 3 BL 50 LTS 1 & 2
Legal Subdivision	CAMBRIA PINES MANOR 03
Legal Block	50
Legal Lot Number	1,2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1024
Census Tract	10403

Owner

1801 Downing Ave is owned by an individual who bought it in April 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4375 CLAYTON AVE, LOS ANGELES, CA 90027-5533
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Apr 21, 2023	Grant Deed, Transfer · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
May 10, 2019	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Document Number	202310891
Prior Transfer Date	Nov 12, 2007
Prior Transfer Doc	0000002407
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 26, 2026
Property Address	1801 DOWNING AVE, CAMBRIA, CA 93428-5101
Document Number	0000020191
Instrument Date	Jun 25, 2026
Instrument	202620191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING TITLE COMPANY, SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	4375 CLAYTON AVE, LOS ANGELES, CA 90027-5533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020191,
Date	Jun 26, 2026
Instrument	202620191

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 21, 2023
Property Address	1801 DOWNING AVE, CAMBRIA, CA 93428-5101
Document Number	0000010891
Map Reference	MB 5 PG 12
Instrument Date	Mar 29, 2023
Instrument	2023010891
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4375 CLAYTON AVE, LOS ANGELES, CA 90027-5533

Mortgage

Document Number	0000010892
Date	Apr 21, 2023
Instrument	2023010892

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 10, 2019
Property Address	1801 DOWNING AVE, CAMBRIA, CA 93428-5101
Document Number	0000017206
Instrument Date	Apr 12, 2019
Instrument	17206
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$563.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1485 S JAMESON LN #A SANTA BARBARA CA 931082887, A, SANTA BARBARA, CA 93108-2887

Tax Assessment & Valuation

The 2025 property tax bill for 1801 Downing Ave was $8,684.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$806,517 (+2%) Land $477,543 Building $328,974
2025	$8,684.00	$790,704 Land $468,180 Building $322,524
2023	$6,118.00 (+2%)	$548,965 Land $321,660 Building $227,305
2022	$5,998.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1801 Downing Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 Downing Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE only, no 5G reported

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