1895 Big Bear Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1895 Big Bear Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2002
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-55-025-000`

Property Details

APN / Parcel Number

Primary APN	`007-55-025-000`
Alternative APN	`0075502500000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1895 BIG BEAR DR
City	OWOSSO
State	MI
Zip	48867-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ROCK ESTATES - CALEDONIA TWP LOT 25
Legal Subdivision	INDIAN ROCK ESTATES
Legal Lot Number	25
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1029
Census Tract	31700

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1895 BIG BEAR DR, OWOSSO, MI 48867-9158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 29, 2020
Property Address	1895 BIG BEAR DR, OWOSSO, MI 48867-9158
Document Number	0012650522
Book / Page	001265 / 000522
Instrument Date	Jan 28, 2020
Instrument	3329151
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1895 BIG BEAR DR OWOSSO MI 488679158, OWOSSO, MI 48867-9158

Mortgage

Document Number	12650523
Date	Jan 29, 2020
Book Page	001265/000523
Instrument	3329152

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,200 (+3.04%)	$264,400 (+3.04%)
2025	$3,128.00 (+2.79%) Homeowner's exemption	$128,300 (+18.25%)	$256,600 (+18.25%)
2023	$3,043.00 Homeowner's exemption	$108,500	$217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Big Bear Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures