1865 Big Bear Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 1865 Big Bear Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,816 sqft · built 2005
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$220,900 (Aug 2017)
Tax Bill	$3,365 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-55-065-000`

Property Details

APN / Parcel Number

Primary APN	`007-55-065-000`
Alternative APN	`0075506500000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,816 sqft Heated Area
1st Floor Area	1,816 sqft
Basement Area	1,786 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	196 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1865 BIG BEAR DR
City	OWOSSO
State	MI
Zip	48867-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ROCK ESTATES #2- CALEDONIA TWP LOT 65.
Legal Subdivision	INDIAN ROCK ESTATES
Legal Lot Number	65
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1029
Census Tract	31700

Owner

1865 Big Bear Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1865 BIG BEAR DR, OWOSSO, MI 48867-9158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Mar 14, 2005 · Amount on File
Deed Document Number	20173300613
Deed Book / Page	1237 / 304
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 15, 2017
Property Address	1865 BIG BEAR DR, OWOSSO, MI 48867-9158
Document Number	0012370304
Book / Page	001237 / 000304
Instrument Date	Aug 11, 2017
Instrument	3300613
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,656.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5286 DILLON RD FLUSHING MI 484339706, FLUSHING, MI 48433-9706

Mortgage

Document Number	12370305
Date	Aug 15, 2017
Book Page	001237/000305
Instrument	3300614

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1865 Big Bear Dr was $3,365 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,500 (+3.71%)	$347,000 (+3.71%)
2025	$3,365.00 Homeowner's exemption	$167,300	$334,600
2023	$3,279.00 Homeowner's exemption	$140,100	$280,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1865 Big Bear Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 Big Bear Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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