Wayne County property record for 18940 Oak Dr, Detroit, MI 48221
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,900 (Feb 2005) |
| Tax Bill | $532 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02003863 |
| Primary APN | 02003863 |
|---|
| Lot Area | 8,276 sqft (0.19 acres) |
|---|---|
| Lot Dimensions | 163 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 88 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18940 OAK DR |
|---|---|
| City | DETROIT |
| State | MI |
| Zip | 48221-2264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | E OAK DRIVE 58 AND HALF VAC ALLEY ADJ PALMER PK GARDENS SUB L30 P52 PLATS, W C R 2/138 50 X 163 NEZH # 2006-1549, PARCEL |
| Legal Subdivision | PALMER PARK GARDENS |
| Legal Block | 611 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DETROIT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 538400 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18940 OAK DR, DETROIT, MI 48221-2264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2005 · Amount on Record |
| Deed Sale | Feb 22, 2005 · Amount on Record |
| Deed Document Number | 200590414 |
| Deed Book / Page | 42193 / 527 |
| Last Transfer Date | Mar 4, 2019 |
| Transfer Doc | 0549570420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 18940 OAK DR, DETROIT, MI 48221-2264 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0585061076 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 58506/1076 |
| Instrument | 2023264072 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHFIELD, MI 48076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Oct 6, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 18940 OAK DR, DETROIT, MI 48221-2264 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 18940 OAK DR, DETROIT, MI 48221-2264 |
| Document Number | 0567920975 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 56792/975 |
| Instrument | 2021248342 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Mar 29, 2019 |
| Property Address | 18940 OAK DR, DETROIT, MI 48221-2264 |
| Document Number | 0549570420 |
| Book / Page | 054957 / 000420 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 111581 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18940 OAK DR DETROIT MI 482212264, DETROIT, MI 48221-2264 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Detroit City |
| Unified School District | Detroit Public Schools Community District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,400 (-) | $20,800 (-) | |
| 2025 | $532.00 (-16.35%) Homeowner's exemption | $10,400 (+13.04%) | $20,800 (+13.04%) |
| 2023 | $636.00 (-27.06%) Homeowner's exemption | $9,200 | $18,400 |
| 2020 | $872.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DETROIT serves 633,218 people · EPA ID MI0001800 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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